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3122 Georgetown Rd, Paris, KY, 40361

4beds
4baths
4,206sqft
$850,000
$202price/sqft
$5,603/moest. monthly cost
$224,120/yrincome needed

About This Home

A rare opportunity to enjoy a beautifully maintained, one-owner ranch home on 5+ private gated acres. Lovingly cared for by the same owner since it was built in 1992, this spacious property offers more than 4,200 square feet of single-level living with 4 bedrooms and 3.5 bathrooms. Inside the generous living spaces are ideal for relaxing and entertaining. The unfinished basement provides endless possibilities for storage and hobbies — complete with a perfectly placed light fixture ready for your pool table setup. Outdoors you'll find a large covered deck and beautiful rural views. In addition to a 3 car attached garage, the impressive Morton building offers exceptional additional space, including a heated workshop ideal for projects, equipment, or recreational use. Perfectly situated between Paris and Georgetown, this property combines the beauty and privacy of a rural setting with the convenience of shopping and dining less than 15 minutes away.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
4/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Trash Compactor,Cooktop
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bathroom4

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Central Vacuum,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Flooring: Carpet,Hardwood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 4,206

Heating & Cooling

  • Heating features: Electric,Geothermal
  • Cooling features: Electric,Multi Units,Geothermal

Interior Area

  • Total structure area: 4,206
  • Total interior livable area: 4,206 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0020000012.00 (new parcel number tbd)
  • Other equipment: Intercom

Features

  • Levels: One
  • Fencing: Wood
  • Has view: Yes
  • View description: Rural,Trees/Woods,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 5 Acres
  • Features: Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$530$6,360
Property Taxes $443$5,316
Electricity $332$3,985
Total$5,603$67,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,102/yr
40% on housing$168,090/yr
45% on housing$149,413/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 40361$857
Bourbon County$819

vs Homes Sold Last Month

Median $/sqft

ZIP 40361$141
Bourbon County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$895,000
1990-12-01Sold$86,500

For Sale by Agent

AgentErica Hunt
BrokerageBluegrass Home Group

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