1639 Speedwell Rd, Richmond, KY, 40475
About This Home
Welcome to your own private retreat on 5.03 beautiful acres in Madison County! This impressive 6-bedroom, 3.5-bath home offers the perfect combination of space, comfort, and versatility for today's lifestyle. This well-appointed home features a desirable main-floor primary suite, spacious living areas, and room for everyone. The walkout basement includes a complete separate living quarters with its own kitchen complete with stainless steel appliances, living room, laundry room, full bath, one bedroom, and two additional bonus rooms—ideal for multi-generational living, guests, or extended family. Step outside and enjoy your own private backyard oasis, featuring a stunning heated in-ground pool that's perfect for relaxing or entertaining throughout the warmer months. As the seasons change, gather around the beautiful stone fire pit or unwind on the charming pergola swing, creating a cozy retreat that blends rustic warmth with inviting outdoor living year-round. Car enthusiasts, hobbyists, and business owners will appreciate the 40x40 detached metal shop, offering endless possibilities for storage, projects, or workspace. Surrounded by picturesque Kentucky countryside yet conveniently located near Richmond's shopping, dining, and amenities, this exceptional property delivers the privacy of rural living without sacrificing accessibility. Don't miss this rare opportunity to own a spacious home with acreage, a pool, and additional living space - all in a beautiful Richmond, Kentucky setting. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Block
- Roof: Dimensional Style
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Oven,Vented Exhaust Fan
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup,Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: First
Bathroom3
- Level: Second
Bathroom4
- Level: Lower
Bedroom1
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
Dining Room
- Level: First
Features
- Central Vacuum,Entrance Foyer,In-Law Floorplan,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Blinds,Screens
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 1,388
- Finished area above ground: 2,617
Foyer
- Level: First
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 4,005
- Total interior livable area: 4,005 sqft
Kitchen
- Level: First
Kitchen
- Level: Lower
Living Room
- Level: First
Living Room
- Level: Lower
Master Bedroom
- Level: First
Recreation Room
- Level: Lower
Utility Room
- Level: First
Utility Room
- Level: Lower
Property
Details
- Parcel number: 010900000004D
Features
- Levels: Three Or More
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Outdoor Grill
- Has view: Yes
- View description: Rural
Lot
- Lot size: 5.03 Acres
- Features: Landscaped,Wooded,Few Trees
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $421 | $5,052 |
| Property Taxes | $666 | $7,992 |
| Electricity | $316 | $3,795 |
| Total | $5,696 | $68,352 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $849,000 |
| 2026-07-09 | Price change | $879,000 |
| 2026-06-20 | Listed for sale | $899,000 |
| 2019-10-18 | Sold | $273,000 |
| 2018-11-05 | Sold | $273,000 |
| 2018-06-20 | Listing removed | $425,000 |
| 2018-04-19 | Price change | $425,000 |
| 2018-03-30 | Listed for sale | $449,900 |
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