1706 Riverside Dr, Prospect, KY, 40059
About This Home
Located in the heart of Prospect, this charming riverfront retreat offers peaceful living with beautiful Ohio River views and easy access to Louisville. Featuring 2 bedrooms and 1 bathroom, this cozy home is perfect as a full-time residence, weekend getaway, or investment property. Enjoy the relaxing atmosphere of Riverside Drive with outdoor space ideal for entertaining, morning coffee, or unwinding by the water. The property combines privacy, scenic surroundings, and convenience just minutes from shopping, dining, marinas, and local amenities. A rare opportunity to own a unique waterfront property in one of Prospect's most desirable areas.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Flat
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,050
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Electric,Natural Gas,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,050
- Total interior livable area: 1,050 sqft
Kitchen
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 0101B0121
Features
- Stories: 1
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 9,147 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $322 | $3,864 |
| Electricity | $154 | $1,850 |
| Total | $2,110 | $25,320 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $295,000 |
| 2026-07-15 | Price change | $299,900 |
| 2026-06-24 | Price change | $320,000 |
| 2026-05-25 | Listed for sale | $325,000 |
| 2019-02-15 | Listing removed | $310,000 |
| 2018-02-15 | Listed for sale | $310,000 |
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