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1717 Howard Moore Rd, Hot Springs, NC, 28743

6beds
6baths
3,403sqft
$400,000
$118price/sqft
$2,683/moest. monthly cost
$107,320/yrincome needed

About This Home

Nestled on 9.36 unrestricted acres in Hot Springs, this storied estate is a historic soul awaiting a grand renaissance. While the home has been loved as much as humanly possible, it currently needs a compassionate touch - including a full plumbing overhaul due to burst pipes - and is priced specifically to reflect this opportunity. The interior is a masterpiece of craftsmanship, featuring original hardwood floors, exquisite woodwork, and a sprawling layout of six bedrooms (permit not found yet, will update accordingly upon receipt) and six full baths, including private en suites for every upstairs bedroom and a complete second living quarters on the lowest level. This home literally breathes local history with massive windows salvaged from Asheville High School and Spring Creek School, flooding the space with light and a "one with nature" feel. The grounds are a true sanctuary, featuring a creek in the front, a natural spring with an old reservoir, a greenhouse, and a large RV garage/workshop. Located less than an hour from Asheville and Waynesville, this unique mountain retreat is a majestic blank canvas ready for its next chapter. Come and fall in LOVE! **See agent remarks for important info.**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
6/10
Madison Middle SchoolGrades 6-811.2 mi
4/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Gas Cooktop,Refrigerator
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Apartment,Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Features: En Suite Bathroom
  • Level: Upper

Bedroom S

  • Features: En Suite Bathroom
  • Level: Upper

Bedroom S

  • Features: En Suite Bathroom
  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bedrooms: 1

Dining Area

  • Level: Basement

Dining Room

  • Level: Main

Features

  • Fireplace features: Living Room,Wood Burning Stove
  • Finished area below ground: 785
  • Finished area above ground: 2,618

Heating & Cooling

  • Heating features: Baseboard,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,618
  • Total interior livable area: 3,403 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Living Room

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Upper

Property

Details

  • Parcel number: 8753792780
  • Zoning: R-A
  • Special condition: Short Sale Subject to Approval

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Year Round
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 9.36 Acres
  • Features: Private,Wooded,Views

Parking

  • Parking features: Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$186$2,232
Property Taxes $159$1,908
Electricity $316$3,803
Total$2,683$32,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,988/yr
40% on housing$80,490/yr
45% on housing$71,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 28743$207
Madison County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 28743$263
Madison County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$420,000

For Sale by Agent

AgentLacey Townsend
BrokerageLOVE Land and Home Inc.

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