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15792 York Center Rd, Thomson, IL, 61285

2beds
3baths
2,066sqft
$475,000
$230price/sqft
$4,067/moest. monthly cost
$162,680/yrincome needed

About This Home

Experience the peace and beauty of country living in this exceptional custom ranch, nestled among the rolling hills of scenic Carroll County. Built in 2006 with privacy and comfort in mind, this thoughtfully designed home offers quality craftsmanship, spacious living, and breathtaking countryside views. Situated on 5 acres with 3 of those acres tillable and rented for 2026. A welcoming foyer with elegant tile flooring leads into the impressive great room, where a soaring cathedral ceiling, cozy wood-burning fireplace, and expansive patio doors create the perfect gathering space. Step outside to the 12' x 50' covered maintenance-free deck and enjoy panoramic views in every season—whether it's your morning coffee at sunrise or relaxing evenings watching the sunset, rain or shine. The formal dining room showcases rich birch hardwood flooring and a tray ceiling, creating an inviting setting for entertaining. The dining table, chairs, and hutch are included, making this space move-in ready. The chef-inspired kitchen is designed for both functionality and efficiency, featuring abundant cabinetry, generous solid-surface countertops, breakfast bar, built-in wall oven, and separate cooktop. Convenience continues with a dedicated main-floor laundry room complete with utility sink and direct access to the attached three-stall garage. A main-level powder room provides added convenience for guests. The spacious primary suite offers double closets and a private bath featuring dual vanities, a relaxing jetted tub, and separate walk-in shower. The second bedroom is complemented by an attached office, providing flexible space for remote work, hobbies, or a private sitting room. The 2,066-square-foot main level is complemented by an equally expansive walk-out lower level with radiant in-floor heat served by its own dedicated water heater. Ready for your personal vision, this unfinished space offers endless possibilities for additional bedrooms, family room, recreation area, fitness room, or home theater. A completed full bath with jetted tub/shower combination, a nearly finished bonus room, walk-out patio access, and an included pool table provide an outstanding head start toward creating your ideal lower-level retreat. Outside, the property retains a piece of its agricultural heritage with the original farmstead milk house, while the impressive 40' x 56' machine shed with an insulated workshop offers exceptional space for equipment, hobbies, storage, or small business use. If you've been searching for a quality-built country home offering privacy, spectacular views, abundant space, and room to make it your own, this remarkable Carroll County property is one you won't want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
West Carroll High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,LP Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 151.8522

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 158.2581

Features

  • Tray Ceiling(s),Solid Surface Counters
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,066

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,066
  • Total interior livable area: 2,066 sqft

Kitchen

  • Level: Main
  • Area: 238

Living Room

  • Level: Main
  • Area: 360.9

Master Bedroom

  • Level: Main
  • Area: 270.8106

Property

Details

  • Parcel number: 121314400003

Features

  • Patio & porch: Deck-Covered
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 5 Acres
  • Features: County Taxes,Partial Exposure,Rural

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$816$9,792
Property Taxes $692$8,304
Electricity $158$1,906
Total$4,067$48,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,440/yr
40% on housing$122,010/yr
45% on housing$108,453/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 61285$54
Carroll County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 61285
Carroll County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$475,000

For Sale by Agent

AgentAmy Barnes
BrokerageBarnes Realty, Inc.

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