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322 E Carroll St, Lanark, IL, 61046

4beds
2baths
1,400sqft
$124,900
$89price/sqft
$1,205/moest. monthly cost
$48,200/yrincome needed

About This Home

Move right into this beautifully updated 4-bedroom, 2-bathroom home that's ready for its new owners! You'll love the updated kitchen featuring newer cabinetry, newer flooring throughout much of the home, and the convenience of main-floor laundry. The main level offers one bedroom, a full bathroom, and a versatile bonus room that would make a great home office, playroom, or additional living space. Upstairs, you'll find two more bedrooms and a second full bathroom. Outside, enjoy new siding and windows, and a detached one-car garage. Whether you're a first-time buyer, looking for more space, or searching for an investment opportunity, this move-in ready home is one you won't want to miss. Schedule your private showing today!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
Eastland Middle SchoolGrades PK-65.6 mi
7/10
Eastland High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1903

Materials

  • Roof: Shingle
  • Construction materials: Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove/Cooktop,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Upper
  • Area: 72

Bedroom3

  • Level: Upper
  • Area: 90

Bedroom4

  • Level: Main
  • Area: 64

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 204

Master Bedroom

  • Level: Upper
  • Area: 168

Property

Details

  • Parcel number: 061005401013

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,969 sqft
  • Features: City/Town

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$262$3,144
Property Taxes $182$2,184
Electricity $130$1,569
Total$1,205$14,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,314/yr
40% on housing$36,150/yr
45% on housing$32,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 61046$157
Carroll County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 61046
Carroll County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Listed for sale$124,900
2023-07-31Sold$20,000
2023-07-02Pending sale$28,500
2023-04-22Listed for sale$28,500
2014-05-01Sold$16,275
2014-03-28Price change$21,900
2014-01-31Listed for sale$23,900
2014-01-15Sold$9,330

For Sale by Agent

AgentRebecca Hazzard
BrokerageRe/Max Of Rock Valley

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