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603 3rd St, Savanna, IL, 61074

5beds
2baths
2,712sqft
$129,900
$48price/sqft
$1,253/moest. monthly cost
$50,120/yrincome needed

About This Home

Duplex for sale in Savanna - ready for someone to finish rehabbing it and make it shine again! Includes a 2 bedroom and a 3 bedroom unit and has great potential. Completed updates include newer plumbing, one new furnace, new electrical wiring throughout, stripped and sanded floors ready for refinishing, and replaced drywall and ceilings.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
3/10
2/10
West Carroll High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1883

Materials

  • Foundation: Rock
  • Roof: Asp/Composite Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Finished area above ground: 2,712

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,712
  • Total interior livable area: 2,712 sqft

Property

Details

  • Parcel number: 080704403034
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,819 sqft
  • Lot size dimensions: 61 x 79

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$200$2,400
Property Taxes $189$2,268
Electricity $208$2,503
Total$1,253$15,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,960/yr
40% on housing$37,590/yr
45% on housing$33,413/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.3%
-4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 61074$115
Carroll County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61074
Carroll County$71

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$129,900
2026-03-11Price change$132,500
2026-02-17Price change$135,000
2025-11-05Price change$137,500
2025-09-24Listed for sale$140,000

For Sale by Agent

AgentKyle Boeve
BrokerageEquity Real Estate Group LLC

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