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555 Shady Acres Dr, Titus, AL, 36080

5beds
3baths
2,632sqft
$499,900
$190price/sqft
$4,146/moest. monthly cost
$165,840/yrincome needed

About This Home

Stunning Lakefront Retreat! This 5 bedroom, 3 bath home offers nearly 2,700 sq ft of living space on almost an acre, complete with a detached 2-car garage and separate storage/workshop! From the moment you pull into the driveway, you’ll be captivated by the beautiful water views. Multiple decks provide the perfect backdrop for relaxing or entertaining, all overlooking the lake. Step inside to a welcoming foyer that opens into a spacious living area with a wall of windows framing the water. The dining room continues the theme with soaring ceilings, natural light, deck access, and a cozy fireplace that serves as the focal point of the space. The kitchen overlooks the dining area and features ample cabinet and countertop space, along with a separate wall of cabinetry—perfect for a coffee bar or additional storage. The main level offers a split floor plan: The huge primary suite features a large attached bath with walk-in tile shower, vanity, and a massive walk-in closet with an integrated laundry room for convenience. On the opposite side, you’ll find 2 guest bedrooms with a hall bath between them, plus a second laundry area with washer/dryer hookups. Upstairs, there are 2 additional bedrooms, including an en suite with its own private full bath. Outside is an entertainer’s dream with 3 large decks, including one partially covered, all overlooking the water. The one-slip boathouse is perfect for your lake toys, and a fenced dog run sits conveniently next to the workshop/storage building. This one truly has it all for lakefront living—space, style, and function! Call today to schedule your private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
5/10
Wetumpka High SchoolGrades 9-128.5 mi
9/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Ridge Vents
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave Hood Fan,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Pull Down Attic Stairs,Separate Shower,Walk-In Closet(s),Breakfast Bar
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,One,Ventless
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,632 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 13030500010650010

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck,Fence,Porch
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Lake Front,Water Access

Lot

  • Lot size: 0.44 Acres
  • Features: Outside City Limits,Mature Trees
  • Lot size dimensions: 60 Ft Waterside

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$325$3,900
Property Taxes $1,000$12,000
Electricity $294$3,534
Total$4,146$49,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,148/yr
40% on housing$124,380/yr
45% on housing$110,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 36080$187
Elmore County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 36080$182
Elmore County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$3,500
2026-04-20Listed for rent$3,200
2026-04-04Price change$539,900
2026-03-03Listed for sale$559,900
2026-01-01Listing removed$559,900
2025-08-24Listed for sale$559,900
2025-08-01Listing removed$585,000
2025-06-30Price change$585,000
2025-05-23Price change$625,000
2025-03-06Price change$650,000
2025-02-01Listed for sale$700,000
2023-03-03Sold$390,000
2014-10-16Sold$190,000

For Sale by Agent

AgentDustin Ledbetter
BrokerageDL Realty

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