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16480 N Briarwood Dr, Effingham, IL, 62401

4beds
4baths
4,297sqft
$499,000
$116price/sqft
$3,777/moest. monthly cost
$151,080/yrincome needed

About This Home

Come experience this stunning, large home! Nestled on just under 2 acres in Briarwood subdivision this property offers plenty of space, comfort and style all in one. With just under 4300 sq ft of living space, this home features 4 bedrooms and 3.5 baths, including a spacious main floor master. The open floor in the kitchen and main living areas makes this home great for entertaining. Enjoy the finished walk out basement with an extra bedroom, living room, full bath, game area and work out area. The wrap around deck is perfect for get togethers, and the wooded lot adds tons of privacy and a quiet, secluded setting. Updates include: Interior paint and exterior paint throughout, deck treated and stained, interior and exterior lighting, septic, security system, ceiling fans, custom blinds, and french doors in the basement. Pool table, hot tub and security system stay. Price includes the vacant lot number 15. Additional taxes for vacant lot are $961.02/year.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
South Side Grade SchoolGrades 1-33.9 mi
6/10
8/10
Effingham High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Full

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Attic,Cathedral Ceiling(s),Fireplace,Bath in Primary Bedroom,Main Level Primary,Skylights,Walk-In Closet(s)
  • Window features: Skylight(s)
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 2,697

Game Room

  • Level: Lower

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,297
  • Total interior livable area: 4,297 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Lower

Other

  • Level: Upper

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 1107122017 & 1107122015
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One and One Half
  • Patio & porch: Enclosed,Front Porch,Four Season,Glass Enclosed,Patio,Deck
  • Exterior features: Deck,Hot Tub/Spa,Shed
  • Has spa: Yes

Lot

  • Lot size: 1.97 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$355$4,260
Property Taxes $569$6,828
Electricity $330$3,966
Total$3,777$45,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,497/yr
40% on housing$113,310/yr
45% on housing$100,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 62401$175
Effingham County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 62401$118
Effingham County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$519,900
2021-10-22Sold$310,000
2021-10-22Pending sale$325,000
2021-09-21Contingent$325,000
2021-08-23Price change$325,000
2021-07-30Listed for sale$336,000

For Sale by Agent

AgentMandy Vergara
BrokerageWhitten Real Estate Agency

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