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109 E Lake Ct, Atlanta, IL, 61723

3beds
2baths
2,568sqft
$199,000
$77price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

Updated Ranch with Daylight window lower level with no backyard neighbors...backs to golf course! Bright, open floorplan showcasing a spacious family room and updated kitchen featuring solid surface counters, newer Maytag black & stainless appliances and wood laminate flooring. Two generously-sized main floor bedrooms offer walk-in closets with the fantastic primary featuring an ensuite bath, large walk-in closet and a private entry to back deck! Spacious lower level boasting massive finished third bedroom or additional family room space featuring daylight windows bringing in tons of natural light. Huge, bright storage area features epoxy sealed floors, painted walls, a rough-in for future bathroom, additional window & plentiful storage space! Enjoy gorgeous views of the golf course and treed, landscaped yard on the maintenance-free covered porch & deck or the sculpted brick paver patio. Oversized 2-car garage with newer overhead opener. Main floor laundry(washer & dryer remain). Andersen Windows. Water heater:2022. HVAC:2023. Newer roof with architectural shingles (approx. 2020). **Both sides of duplex for sale. Can be sold separately as independent units OR together as one unit. THERE IS NO HOA! CAN be rented. A fence could be installed with just the typical permit request from the City in future, if desired. *Previously one parcel number & 2025 property tax amount reflects total for both sides/whole building=$6920.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
7/10
Olympia Middle SchoolGrades 6-88.9 mi
8/10
Olympia High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: Main Level,Washer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Bath/Stubbed,Egress Window,Partial Exposure,Rec/Family Area,Sleeping Area,Storage Space,Daylight,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Garden Window(s))
  • Level: Basement
  • Area: 546
  • Dimensions: 21X26

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 360
  • Dimensions: 24X15

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Storage,Walk-In Closet(s),Open Floorplan
  • Door features: Sliding Doors,Storm Door(s),Power Door Operator,6 Panel Door(s)
  • Window features: Window Treatments
  • Flooring: Laminate,Carpet
  • Finished area below ground: 546

Foyer

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 28
  • Dimensions: 4X7

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,568
  • Total interior livable area: 2,568 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Breakfast Room,SolidSurfaceCounter,Updated Kitchen),Flooring (Wood Laminate)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Laundry

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 30
  • Dimensions: 5X6

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Lever/Easy to use faucets,Shower Only)
  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Other

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 49
  • Dimensions: 7X7

Storage

  • Level: Basement
  • Area: 784
  • Dimensions: 16X49

Walk In Closet

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 56
  • Dimensions: 8X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0567004010
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Patio & porch: Deck,Patio
  • Has view: Yes

Lot

  • Features: Cul-De-Sac,On Golf Course,Irregular Lot,Landscaped,Mature Trees,Backs to Open Grnd,Level,Pie Shaped Lot,Views
  • Lot size dimensions: 150x48x160x34

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Tornado
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$246$2,952
Property Taxes $285$3,420
Electricity $197$2,370
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 61723$105
Logan County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 61723$92
Logan County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentErica Epperson
BrokerageColdwell Banker Real Estate Group

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