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335 Lakecrest Dr, Hardy, VA, 24101

3beds
3baths
2,042sqft
$799,000
$391price/sqft
$4,714/moest. monthly cost
$188,560/yrincome needed

About This Home

Charming Smith Mountain Lake retreat with a true mountain feel, nestled among the trees and offering wide lake views from every room. Enjoy deep water on the Roanoke River main channel, perfect for boating, swimming, and year-round lake living. Conveniently located with an easy drive to Roanoke and Westlake, this beautifully maintained home shows like new with updated appliances, new carpet, and two laundry rooms for added convenience. Relax by the cozy wood-burning fireplace after a day on the water and experience the perfect blend of privacy, comfort, and spectacular lake views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
7/10
4/10
Franklin County High SchoolGrades 9-1214.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2011

Materials

  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes

Bedroom2

  • Level: E

Bedroom3

  • Level: L

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 826
  • Finished area above ground: 1,216

Foyer

  • Level: E

Great Room

  • Level: E

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,042 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Laundry

  • Level: L

Primary Bedroom

  • Level: E

Recreation Room

  • Level: L

Property

Details

  • Parcel number: 012 01110 00
  • Zoning: R1

Features

  • Patio & porch: Deck,Patio,Front Porch,Rear Porch
  • Exterior features: Maint-Free Exterior
  • Has view: Yes
  • View description: Sunset
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Smith Mtn Lake

Lot

  • Lot size: 0.46 Acres
  • Features: Cul-De-Sac,Sloped Down

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$192$2,304
Property Taxes $280$3,360
Electricity $202$2,433
Total$4,714$56,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,622/yr
40% on housing$141,420/yr
45% on housing$125,706/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$391This listing

vs Other Active Listings

Avg $/sqft

ZIP 24101$198
Franklin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 24101$165
Franklin County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$799,000
2009-10-06Sold$150,000

For Sale by Agent

AgentDEBBIE SHELTON
BrokerageBERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

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