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82 Golf Ln, Burgess, VA, 22432

4beds
3baths
3,263sqft
$950,000
$291price/sqft
$6,311/moest. monthly cost
$252,440/yrincome needed

About This Home

Welcome to 82 Golf Lane in Heathsville, Virginia—an upscale waterfront retreat offering expansive, unobstructed views of the stunning Great Wicomico River. Designed to capture the beauty of its surroundings, this home features a bright, open layout with walls of windows that frame the river from nearly every angle. The main level boasts a luxurious first-floor primary suite, providing both comfort and convenience, primary bath with heated floors, Steam shower and jacuzzi tub,as well as two additional bedrooms. At the heart of the home, a gourmet kitchen is thoughtfully appointed for both everyday living and entertaining, seamlessly connecting to inviting living spaces anchored by a large striking stacked stone corner fireplace. Step outside to a large covered rear deck overlooking the water—an ideal setting for morning coffee, evening sunsets, and everything in between. The large beautifully landscaped grounds lead to your private pier, complete with a boat lift, making it effortless to enjoy life on the river. The second floor offers exceptional flexibility, featuring a huge bonus room perfect for a game room, home theater, or accommodating multiple guests. A large finished storage room provides valuable additional space while maintaining a polished, functional feel. Highlights include: Prime waterfront location with expansive river views, Private pier with boat lift, First-floor primary suite, Gourmet kitchen with upscale finishes and breakfast room, stacked stone fireplace in main living area, formal dining room, office or den, Large covered deck overlooking the water, Huge second-floor bonus room for recreation or guests, Large partially finished storage room, Professionally landscaped .99 acre grounds and a two car garage. This is a rare opportunity to own a refined waterfront home where lifestyle and setting come together seamlessly.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Transitional
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: First
  • Dimensions: 13.1 x 10.3

Additional Room

  • Level: First
  • Dimensions: 20.2 x 13.5

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Gas Cooking,Instant Hot Water,Oven,Propane Water Heater,Refrigerator,Range Hood,Washer

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 15.2 x 11.8

Bedroom3

  • Level: First
  • Dimensions: 14.7 x 11.11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 16.6 x 13.10

Features

  • Bookcases,Built-in Features,Bedroom on Main Level,Bay Window,Cathedral Ceiling(s),Separate/Formal Dining Room,Eat-in Kitchen,French Door(s)/Atrium Door(s),Fireplace,Granite Counters,High Ceilings,Jetted Tub,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Recessed Lighting,Walk-In Closet(s)
  • Door features: French Doors,Insulated Doors
  • Flooring: Partially Carpeted,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes
  • Attic: Expandable,Floored,Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 3,263

Foyer

  • Level: First
  • Dimensions: 20.4 x 5.0

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Propane,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total interior livable area: 3,263 sqft

Kitchen

  • Level: First
  • Dimensions: 13.1 x 12.7

Laundry

  • Level: First
  • Dimensions: 13.3 x 8.1

Master Bedroom

  • Level: First
  • Dimensions: 22.5 x 13.3

Office

  • Level: First
  • Dimensions: 11.9 x 11.7

Other

  • Level: First

Sitting Room

  • Level: First
  • Dimensions: 20.0 x 11.5

Property

Details

  • Parcel number: 36A1083J
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Porch
  • Exterior features: Boat Lift,Dock,Porch,Paved Driveway
  • Has spa: Yes
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Navigable Water,River Front,Boat Ramp/Lift Access,Waterfront
  • Waterbody name: Great Wicomico River

Lot

  • Lot size: 0.99 Acres
  • Features: Dead End,Landscaped,Level,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Off Street,Oversized,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Hurricane
Cold Wave
Drought
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$586$7,032
Property Taxes $608$7,296
Electricity $314$3,771
Total$6,311$75,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,377/yr
40% on housing$189,330/yr
45% on housing$168,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 22432$391
Northumberland County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 22432
Northumberland County$211

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$1,150,000
2020-07-14Listing removed$895,000
2019-05-10Listed for sale$895,000
2018-10-01Listing removed$895,000
2018-07-30Price change$895,000
2018-06-01Listed for sale$940,000
2018-04-27Listing removed$995,000
2017-12-21Listed for sale$995,000

For Sale by Agent

AgentGeorge Shaheen
BrokerageLong & Foster REALTORS

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