See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

637 Hilltop St, Marion, VA, 24354

4beds
2baths
2,334sqft
$338,888
$145price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Welcome to 637 Hilltop Street in Marion — an immaculate property offering privacy, convenience, and exceptional upgrades in one of the area's most desirable locations. This beautifully maintained home is truly move-in ready and showcases pride of ownership throughout. One of the standout features is the brand new 30x30 boat garage, providing incredible space for boats, recreational vehicles, storage, hobbies, or the ultimate workshop setup. The property also features a brand new back deck, perfect for entertaining guests, enjoying morning coffee, or relaxing while taking in the peaceful surroundings. A remote-controlled entry gate adds both convenience and security while enhancing the property's private feel. Located just minutes from the Emory & Henry College School of Health Sciences, this home offers an ideal location for professionals, students, or anyone wanting quick access to local amenities while still enjoying a quiet setting. Outdoor enthusiasts will appreciate the close proximity to Hungry Mother State Park, known for its scenic hiking trails, fishing, boating, and breathtaking mountain views. Adding even more charm to the setting, the neighboring horse farm creates a beautiful country atmosphere with picturesque views and a relaxing rural feel while remaining conveniently close to town. Properties in this condition with these types of upgrades rarely hit the market. Whether you are searching for a primary residence, mountain retreat, or a property with outstanding garage and storage space, 637 Hilltop Street delivers the perfect combination of comfort, location, and functionality. Schedule your showing today before this exceptional property is gone!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

10/10
Marion ElementaryGrades PK-51.2 mi
3/10
Marion Middle SchoolGrades 6-80.9 mi
6/10
Marion Senior High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle
  • Construction materials: Brick,Dry Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Area: 1455

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bathroom2

  • Level: Basement

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Newer Paint,Cable High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Newer Floor Covering,Tile,Wood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 2,334

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,910
  • Total interior livable area: 2,334 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 13025
  • Zoning: r
  • Horse amenities: Riding Trail

Features

  • Levels: Multi/Split
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Fencing: Chain Link
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Drive Under,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,713$20,556
Home Insurance *$204$2,448
Property Taxes $157$1,884
Electricity $224$2,697
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 24354$96
Smyth County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 24354
Smyth County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$349,000
2017-09-15Sold$171,000
2017-08-10Listed for sale$172,800

For Sale by Agent

AgentJoseph Sean Buchanan
BrokerageAppalachian Realty Co.

Similar Homes