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166 Garden Way, Saint Maries, ID, 83861

2beds
2baths
938sqft
$274,510
$293price/sqft
$1,709/moest. monthly cost
$68,360/yrincome needed

About This Home

Escape to your own private retreat with this beautifully updated home, perfectly situated on a spacious .45-acre lot at the end of a quiet cul-de-sac. The exterior has been completely refreshed with a brand-new metal roof, new siding, and fresh paint, offering excellent curb appeal and low-maintenance peace of mind. Outdoor living is a dream here. Welcome guests on the covered front porch, or entertain year-round on the expansive 12x20 covered back deck overlooking a lush, private yard kept green by an included sprinkler system. The ultimate highlight is your exclusive, private access to a riverfront beach, complete with a beautiful gazebo--perfect for summer evenings by the water. Inside, the home is cozy and move-in ready. A classic wood stove keeps the living space warm on chilly nights, and the kitchen comes fully equipped with all appliances included (range oven, microwave, and dishwasher). For hobbies and storage, the property features a detached 2-car shop. The home offers a spacious master bedroom with ample closet space and an en-suite bath, complemented by a second bedroom and full bath. The open floorplan creates a welcoming flow for everyday living and entertaining alike. Natural light fills each room, highlighting the home's warmth and character. This property combines comfort, style, and unbeatable riverfront access--truly a rare opportunity to enjoy both peaceful seclusion and vibrant outdoor living. Don't miss your chance to call this one-of-a-kind retreat your home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Heyburn Elementary SchoolGrades PK-52.3 mi
6/10
St Maries Middle SchoolGrades 6-82.2 mi
2/10
St Maries High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Hardboard

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Laminate,Vinyl,Carpet
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Wood Stove,Electric,Wood,Forced Air

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Property

Details

  • Parcel number: RP006500100341A
  • Zoning: RES

Features

  • Exterior features: Lawn
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 0.45 Acres
  • Features: Open Lot,Level,Southern Exposure,Cul-De-Sac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Winter Weather
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in Benewah County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,388$16,656
Home Insurance $97$1,164
Property Taxes $83$996
Electricity $141$1,695
Total$1,709$20,508

Income You'd Need if You Spent...

35% on housing$58,594/yr
40% on housing$51,270/yr
45% on housing$45,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 83861$180
Benewah County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 83861
Benewah County$371

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$274,510
2026-06-12Listed for sale$283,000
2026-04-01Listing removed$283,500
2025-10-02Listed for sale$283,500

For Sale by Agent

AgentKelly Hanson
BrokerageKeller Williams Realty Coeur d'Alene

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