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100 N Van Kirk St, Latimer, IA, 50452

4beds
2baths
1,728sqft
$194,900
$113price/sqft
$1,515/moest. monthly cost
$60,600/yrincome needed

About This Home

4 bedroom 1 1/2-bathroom home located on a corner lot. The Seller has made numerous improvements since he purchased the property. He has installed new windows, siding, roof, new kitchen cabinets with quartz countertop along with main floor laundry. He also purchased the adjoining lot with a 2-stall garage, so you have a total of 4 stalls. This house has wonderful character with the woodwork and flooring. Some original which have been refinished and some new flooring installed.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Cal Elementary SchoolGrades PK-60.9 mi
5/10
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,728 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0619404013

Features

  • Levels: Two

Lot

  • Lot size dimensions: 62 x 183, 62 x 155 E Andrews lot 62 x 122, 62 x 155 N VanKirk lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Gravel,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Tornado
Hail
Strong Wind
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$149$1,788
Property Taxes $253$3,036
Electricity $128$1,546
Total$1,515$18,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,942/yr
40% on housing$45,450/yr
45% on housing$40,400/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 50452$86
Franklin County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 50452
Franklin County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$194,900
2009-10-29Sold$50,500

For Sale by Agent

AgentKurt G Thielen
BrokerageStaley Real Estate

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