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227 Virginia Ln, Sidney, NE, 69162

6beds
3baths
2,915sqft
$559,000
$192price/sqft
$4,583/moest. monthly cost
$183,320/yrincome needed

About This Home

Experience refined living in this exceptional custom-built home, completed in 2004 and thoughtfully designed with over 5,800 square feet of expansive living space. The main level showcases 2,915 sq. ft. of beautifully appointed finishes, complemented by an equally impressive basement. With 6 spacious bedrooms, 3.5 baths, this home effortlessly blends elegance with everyday comfort. Perfectly positioned on just under 1/2 acre lot in a highly sought-after location. An extraordinary opportunity for a buyer.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Sidney Middle SchoolGrades 7-81.6 mi
3/10
Sidney High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: 16-25 YRS
  • Year built: 2004

Materials

  • Roof: Comp/Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Some Appliances Incl,Water Softener Owned
  • Laundry features: Main Level,In Kitchen,Bedroom Level

Basement

  • Area: 2915

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 131.25

Bedroom3

  • Level: Main
  • Area: 165.087

Bedroom4

  • Level: Basement
  • Area: 158.7

Bedroom5

  • Level: Basement
  • Area: 184.21

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Kit/Din Combo,Laminate
  • Level: Main
  • Area: 265.2

Family Room

  • Features: Carpet
  • Level: Basement
  • Area: 639

Features

  • Walk-In Closet(s)
  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: One,Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,915

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,830
  • Total interior livable area: 2,915 sqft

Kitchen

  • Features: Pantry,Laminate
  • Area: 326.25

Living Room

  • Features: Carpet
  • Level: Main
  • Area: 511.46

Master Bedroom

  • Level: Main
  • Area: 229.425

Property

Details

  • Parcel number: 170178110
  • Zoning: R1

Features

  • Patio & porch: Covered
  • Exterior features: Rain Gutters
  • Waterfront features: None
  • Living area range: 2500+

Lot

  • Lot size: 0.41 Acres
  • Features: Auto Sprinkler,Established Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Nebraska Counties

Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance $761$9,132
Property Taxes $817$9,804
Electricity $179$2,159
Total$4,583$54,996

Income You'd Need if You Spent...

35% on housing$157,131/yr
40% on housing$137,490/yr
45% on housing$122,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 69162$162
Cheyenne County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 69162
Cheyenne County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentShannon Smelley
BrokerageAnderLand Realty, LLC

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