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21524 452nd Pl, Aitkin, MN, 56431

1beds
1baths
600sqft
$430,000
$717price/sqft
$2,728/moest. monthly cost
$109,120/yrincome needed

About This Home

Come discover the perfect Lake get away on beautiful Lake Mille Lacs featuring 100 feet of lakeshore. This stunning property offers the best of both elevations on one lot! Enjoy the convenience of access to the Lake by driving directly from your lot to launch your toys on the Lake with ease. Also enjoy the high elevation to look out over the Lake and enjoy the stunning views that await. This property offers a cozy remodeled bunkhouse with sleeping area and window air. The out building with recreation area has additional sleeping area with space to entertain or relax propane heats this area. Park model is located on property 2022 model purchased in 2023. This is the perfect place to create lasting family and friend memories. This is a unique rare property that has endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Aitkin Secondary SchoolGrades 7-1214.9 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 600

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Other

  • Level: Main
  • Area: 192
  • Dimensions: 12x16

Recreation Room

  • Level: Main
  • Area: 576
  • Dimensions: 24x24

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 111121100
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1080

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Rocky,Sand)
  • Frontage length: Water Frontage: 100

Lot

  • Lot size: 0.71 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 100 x 280 x 112 x 310

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Aitkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$218$2,616
Property Taxes $166$1,992
Electricity $170$2,050
Total$2,728$32,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,531/yr
40% on housing$81,840/yr
45% on housing$72,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$717This listing

vs Other Active Listings

Avg $/sqft

ZIP 56431$219
Aitkin County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 56431
Aitkin County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$430,000
2020-08-14Sold$214,000
2020-07-21Pending sale$219,900
2020-05-15Listed for sale$219,900
2019-08-01Listing removed$224,900
2018-08-15Listed for sale$224,900

For Sale by Agent

AgentHeather Rae Johnson
BrokerageBridge Realty, LLC

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