49760 202nd Pl, McGregor, MN, 55760
About This Home
Approximately 5,000 sq ft year round home on Billhorn Bay, Big Sandy Lake. 4 Bedrooms plus Loft for added guests. Very luxurious Home with Gourmet kitchen and large deck lakeside for entertaining. 42 x 40 Family room lower level walkout., Comes completely furnished, all furniture all levels, all appliances, wall decor, pool table with high top chairs, & bubble hockey game. Bedroom & 3/4 bath. Main level has 3 bedrooms 2 full baths & large vault ceilings with gas burning stone fireplace. Garage with entertaining area with stainless appliance & shelfing. 150 ft sand shoreline with steps and tram to lots of level area. Boathouse & Bunkhouse at shore.. A Must See Property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Wood
- Roof: Age Over 8 Years,Asphalt,Pitched
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Electric Water Heater,Humidifier,Water Filtration System,Microwave,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned,Wine Cooler
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full,Concrete,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 256
- Dimensions: 16X16
Bedroom2
- Level: Main
- Area: 180
- Dimensions: 15X12
Bedroom3
- Level: Main
- Area: 156
- Dimensions: 13X12
Bedroom4
- Level: Lower
- Area: 176
- Dimensions: 16X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 285
- Dimensions: 19X15
Deck
- Level: Main
- Area: 180
- Dimensions: 12X15
Deck
- Level: Main
- Area: 120
- Dimensions: 8X15
Dining Room
- Level: Main
- Area: 224
- Dimensions: 14X16
Family Room
- Level: Lower
- Area: 1680
- Dimensions: 42X40
Features
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas,Stone
- Finished area below ground: 2,260
- Finished area above ground: 2,680
Great Room
- Level: Main
- Area: 500
- Dimensions: 25X20
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 4,940
- Total interior livable area: 4,940 sqft
Kitchen
- Level: Main
- Area: 364
- Dimensions: 28X13
Loft
- Level: Upper
- Area: 340
- Dimensions: 17X20
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 291139600
- Zoning description: Shoreline,Residential-Single Family
- Other equipment: Fuel Tank - Rented
- Foundation area: 2260
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Front Porch,Patio
- Has view: Yes
- View description: East,Lake,Panoramic
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(26-40),Lake Bottom(Hard,Sand)
- Frontage length: Water Frontage: 150
Lot
- Lot size: 0.93 Acres
- Features: Accessible Shoreline,Tree Coverage - Heavy,Tree Coverage - Medium
- Lot size dimensions: 150 x 260
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage,Garage Door Opener,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Aitkin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,331 | $87,972 |
| Home Insurance * | $755 | $9,060 |
| Property Taxes | $769 | $9,228 |
| Electricity | $416 | $4,999 |
| Total | $9,271 | $111,252 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-20 | Listed for sale | $1,499,000 |
| 2026-01-19 | Listing removed | $1,499,000 |
| 2025-06-18 | Listed for sale | $1,499,000 |
| 2025-06-18 | Listing removed | $1,575,000 |
| 2024-08-07 | Price change | $1,575,000 |
| 2024-06-14 | Listed for sale | $1,675,000 |
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