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51156 189th Ave, McGregor, MN, 55760

1beds
0baths
560sqft
$79,000
$141price/sqft
$644/moest. monthly cost
$25,760/yrincome needed

About This Home

Just a block from Big Sandy Lake & the Prairie River sits this well maintained rustic cabin. The cabin has electric and there is a well on the property, but no plumbing in the cabin. Level 1/2 acre lot with room for campers. Furniture and appliances are included. Come and enjoy our lakes area with this affordable cabin.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Mcgregor Elementary SchoolGrades PK-610.5 mi
6/10
Mcgregor SecondaryGrades 7-1210.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 59.5
  • Dimensions: 8.5x7

Bedrooms & Bathrooms

  • Bedrooms: 1

Dining Room

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Features

  • Finished area below ground: 0
  • Finished area above ground: 560

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Kitchen

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Living Room

  • Level: Main
  • Area: 138
  • Dimensions: 12x11.5

Porch

  • Level: Main
  • Area: 136.5
  • Dimensions: 19.5x7

Porch

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 291361500
  • Zoning description: Residential-Single Family
  • Foundation area: 560

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Topography of land: Level,Wooded

Lot

  • Lot size: 0.56 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 150 x 262 x 35 x 288

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Drought
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Aitkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$41$492
Property Taxes $34$408
Electricity $170$2,050
Total$644$7,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,080/yr
40% on housing$19,320/yr
45% on housing$17,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 55760$201
Aitkin County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 55760
Aitkin County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-15Listed for sale$79,000

For Sale by Agent

AgentDonald L Haller
BrokerageMcGregor Realty & Property

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