37743 495th Ln, Palisade, MN, 56469
About This Home
Searching for that true up-north escape within two hours of the Cities? This 3-bedroom, 1-bath seasonal cabin on Round Lake delivers. Sitting just 45 feet from the water's edge you'll enjoy 100 feet of sandy frontage on one of the area's premier lakes - 59 ft max deep, excellent clarity, sandy bottom, and outstanding fishing including walleye. At just over 1,000 square feet, the cabin is cozy but well-appointed, with thoughtful updates throughout: New north-side windows, bedroom doors, fan/light fixtures, side door deck, and tongue and groove ceilings in the bedrooms and the sunroom. New copper plumbing underneath cabin, new well pump, and updated well point. Wall heater is 5 years old. Outside, a watersedge shed keeps your fishing gear & lake floaties handy, and the oversized half-log 24x24 garage handles the rest of the toys. Lakeside living shines with a carved-out firepit area with rock/boulders nestled between two majestic oaks - made for s'mores, good conversation, and the sound of waves. Whether you're casting a line at sunrise or unwinding on the deck at sunset, this one checks all the boxes. Come see it today and get your summer started! 104ft of dock is sold separately and not included in sale price.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Roof: Age Over 8 Years,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Gas Water Heater,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: None
Bedroom
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom2
- Level: Main
- Area: 80
- Dimensions: 10x8
Bedroom3
- Level: Main
- Area: 150
- Dimensions: 15x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 190
- Dimensions: 19x10
Features
- Finished area below ground: 0
- Finished area above ground: 1,001
Heating & Cooling
- Heating features: Other
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,001
- Total interior livable area: 1,001 sqft
Kitchen
- Level: Main
- Area: 156
- Dimensions: 12x13
Living Room
- Level: Main
- Area: 165
- Dimensions: 15x11
Sun Room
- Level: Main
- Area: 315
- Dimensions: 21x15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 350025900
- Zoning description: Shoreline,Residential-Single Family
- Foundation area: 1001
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Lake,South
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake View,Waterfront Elevation(0-4),Lake Bottom(Reeds,Sand,Excellent Sand)
- Frontage length: Water Frontage: 100
- Topography of land: Level
Lot
- Lot size: 0.40 Acres
- Features: Tree Coverage - Medium
- Lot size dimensions: 101 x 206 x 100 x 203
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel,Electric
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Aitkin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,820 | $21,840 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $156 | $1,872 |
| Electricity | $170 | $2,050 |
| Total | $2,317 | $27,804 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $385,000 |
| 2020-09-03 | Listing removed | $229,900 |
| 2020-09-02 | Listed for sale | $229,900 |
| 2020-08-21 | Sold | $241,500 |
| 2020-07-17 | Pending sale | $229,900 |
| 2020-03-05 | Price change | $229,900 |
| 2019-09-13 | Price change | $225,000 |
| 2019-08-09 | Price change | $229,900 |
| 2019-06-24 | Price change | $234,623 |
| 2019-06-04 | Price change | $239,900 |
| 2019-03-15 | Listed for sale | $245,000 |
| 2019-01-01 | Listing removed | $239,623 |
| 2018-10-12 | Price change | $239,623 |
| 2018-08-02 | Price change | $249,623 |
| 2018-07-18 | Price change | $258,623 |
| 2018-03-26 | Listed for sale | $259,900 |
| 2018-01-13 | Listing removed | $279,900 |
| 2017-07-13 | Listed for sale | $279,900 |
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