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49335 Sportsmans Ln, Waterville, MN, 56096

4beds
3baths
3,590sqft
$599,900
$167price/sqft
$4,185/moest. monthly cost
$167,400/yrincome needed

About This Home

Home DID NOT flood in 2024! Located on the west side of Lake Tetonka, this one-owner lake home sits on over 70 feet of sandy shoreline, with a beautifully landscaped, tree-lined lot that offers a sense of privacy. Step inside and you can’t help but feel like you’re up north, thanks to the knotty pine vaulted ceilings and hardwood floors! The main floor features an open layout with all living amenities, including a sunroom overlooking the lake, 2 beds, and 2 baths—one being the primary bed with a 3/4 en suite. Upstairs, you will find 2 additional beds, a half bath, and landing that could provide extra sleeping space or serve as a studio. Outside, enjoy the views with your drink of choice on the wrap around deck, patio, or brand-new dock! Lake Tetonka provides plenty of space for recreational activities and a wide variety of fish. The home is move-in ready and has been freshly painted! It is also located on a private paved road with no outlet. Don't miss out and schedule your showing today, the lake is calling!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2006

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer,Gas Water Heater,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups,Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Block,Crawl Space

Bedroom

  • Level: Main
  • Area: 176.79999999999998

Bedroom1

  • Level: Main
  • Area: 149.6

Bedroom2

  • Level: Second
  • Area: 140.08

Bedroom3

  • Level: Second
  • Area: 140.08

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen,Informal Dining Room,Open Floorplan
  • Level: Main
  • Area: 99

Features

  • Ceiling Fan(s),Eat-In Kitchen,Kitchen Center Island,Natural Woodwork,Vaulted Ceiling(s),Walk-In Closet(s),Bath Description: 3/4 Primary,Main Floor Full Bath,Upper Level Bath,Main Floor Bedrooms
  • Window features: Skylight(s),Window Coverings
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,110

Heating & Cooling

  • Heating features: Forced Air,Propane - Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,110
  • Total interior livable area: 3,590 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 295.20000000000005

Property

Details

  • Parcel number: 04.780.0200
  • Other equipment: Air to Air Exchange,Fuel Tank-Owned,Water Filtration System,Sump Pump
  • Foundation area: 1480

Features

  • Levels: 1.25 - 1.75 Story
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Tetonka
  • Frontage type: Waterfront
  • Frontage length: Water Frontage: 70

Lot

  • Lot size: 8,276 sqft
  • Features: Accessible Shoreline,Irregular Lot,Landscaped,Tree Coverage - Medium,Paved
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 1
  • Parking features: Concrete,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters in Le Sueur County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$440$5,280
Property Taxes $410$4,920
Electricity $302$3,633
Total$4,185$50,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,485/yr
40% on housing$125,550/yr
45% on housing$111,600/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 56096$173
Le Sueur County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 56096$159
Le Sueur County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$599,900
1991-06-03Sold$65,000

For Sale by Agent

AgentJordan Johnson
BrokerageEdina Realty Inc. Mankato

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