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32150 742nd Ave, South Haven, MN, 55382

5beds
3baths
2,328sqft
$849,000
$365price/sqft
$5,463/moest. monthly cost
$218,520/yrincome needed

About This Home

Love lake life? This one if for you! Nestled along the shores of beautiful Lake Francis, this one-owner lake home offers 100 feet of prime lakeshore and some of the most spectacular views on the lake. With 2,328 finished square feet, 5 bedrooms, and 2.5 bathrooms, there's plenty of room for family, friends, and making lifelong lake memories. The highlight of the home is the fantastic lakeside four-season porch, complete with cozy gas fireplace and breathtaking water views. Step outside to the covered lakeside deck or relax on the covered patio below, both offering the perfect place to enjoy the peaceful setting and incredible sunrises right from your own backyard. The walkout lower level features spacious family room with direct access to the lakeside concrete patio, a full bathroom, and a primary bedroom with multiple closets. You'll also find a large unfinished storage and laundry room that offers excellent potential to be finished for additional living space. Outside, the beautifully tiered lakeshore provides easy access to the water via steps or a convenient concrete golf cart path leading to the shoreline. A lakeside one-car garage offers ideal storage for all your lake toys, fishing gear, and outdoor essential. Lake Francis is a highly sought after, full recreation lake offering 1053 acres with 11+ft water clarity. This well-loved home is ready for its next owner to personalize and make it their own. Don't miss this rare opportunity to own a Lake Francis property with exceptional lakeshore, stunning year-round views, and endless possibilities for creating your dream lakeside retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Kimball Elementary SchoolGrades PK-57.0 mi
9/10
Kimball SecondaryGrades 6-127.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Age Over 8 Years,Architectural Shingle,Asphalt,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 90.21
  • Dimensions: 9.7x9.3

Bedroom2

  • Level: Main
  • Area: 93.1
  • Dimensions: 9.8x9.5

Bedroom3

  • Level: Main
  • Area: 109.61
  • Dimensions: 11.3x9.7

Bedroom4

  • Level: Main
  • Area: 112.52
  • Dimensions: 11.6x9.7

Bedroom5

  • Level: Lower
  • Area: 248.64
  • Dimensions: 16.8x14.8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 149.5
  • Dimensions: 13x11.5

Family Room

  • Level: Lower
  • Area: 216.08
  • Dimensions: 14.8x14.6

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 768
  • Finished area above ground: 1,560

Foyer

  • Level: Main
  • Area: 113.68
  • Dimensions: 11.6x9.8

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,904
  • Total interior livable area: 2,328 sqft

Kitchen

  • Level: Main
  • Area: 152.55
  • Dimensions: 11.3x13.5

Living Room

  • Level: Main
  • Area: 282.74
  • Dimensions: 21.1x13.4

Patio

  • Level: Lower
  • Area: 366
  • Dimensions: 30.5x12

Patio

  • Level: Main
  • Area: 206.19
  • Dimensions: 23.7x8.7

Porch

  • Level: Main
  • Area: 200.64
  • Dimensions: 17.6x11.4

Utility Room

  • Level: Lower
  • Area: 506
  • Dimensions: 23x22

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 130572000
  • Zoning description: Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1560

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: East,Lake,North,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(15-26),Lake Bottom(Hard,Sand,Excellent Sand)
  • Frontage length: Water Frontage: 100
  • Topography of land: High Ground,Sloped,Walkout

Lot

  • Lot size: 0.43 Acres
  • Features: Accessible Shoreline,Irregular Lot,Tree Coverage - Medium
  • Lot size dimensions: 110 x 180 x 100 x 189

Parking

  • Total spaces: 2
  • Parking features: Attached,Detached Garage,Concrete,Electric,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Meeker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$524$6,288
Property Taxes $450$5,400
Electricity $196$2,356
Total$5,463$65,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,302/yr
40% on housing$163,890/yr
45% on housing$145,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 55382$141
Meeker County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 55382$169
Meeker County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$799,000
2026-07-24Listed for sale$849,000

For Sale by Agent

AgentJanice L Smith
BrokerageEdina Realty, Inc.

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