36365 654th Ave, Watkins, MN, 55389
About This Home
The lake life awaits you! The 360 feet of hard sandy bottom lake shore, the private 1.5+ acre lot on dead end street, the brand new maintenance free shed and the big lakeside deck for entertaining are just a few of the many features of this property that you will love. You'll be able to enjoy all four seasons here as this home is suitable for year round use. Currently set up to sleep 6+ individuals with room for more! Located roughly an hour west of the metro area makes this the perfect place to escape the city rush. This is a must see. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom
- Level: Main
- Area: 77
- Dimensions: 7x11
Bedroom
- Level: Main
- Area: 276
- Dimensions: 12x23
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Features
- Number of fireplaces: 1
- Fireplace features: Free Standing,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,090
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,090
- Total interior livable area: 1,090 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11x12
Laundry
- Level: Main
- Area: 68.25
- Dimensions: 6.5x10.5
Living Room
- Level: Main
- Area: 168
- Dimensions: 12x14
Loft
- Level: Upper
- Area: 196
- Dimensions: 14x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 100529000
- Zoning description: Residential-Single Family
- Foundation area: 960
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Hard,Sand)
- Frontage length: Water Frontage: 360
Lot
- Lot size: 1.57 Acres
- Lot size dimensions: 332 x 110 x 361 x 292
Parking
- Total spaces: 1
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Meeker County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,143 | $25,716 |
| Home Insurance * | $378 | $4,536 |
| Property Taxes | $240 | $2,880 |
| Electricity | $170 | $2,050 |
| Total | $2,931 | $35,172 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $437,900 |
| 2026-03-06 | Listed for sale | $459,900 |
| 2024-04-16 | Sold | $425,000 |
| 2024-03-17 | Pending sale | $439,900 |
| 2024-03-08 | Listed for sale | $439,900 |
| 2023-10-30 | Listing removed | -- |
| 2023-09-06 | Price change | $410,000 |
| 2023-08-21 | Price change | $425,500 |
| 2023-08-03 | Price change | $435,500 |
| 2023-07-18 | Price change | $449,500 |
| 2023-07-11 | Listed for sale | $469,900 |
| 2023-02-17 | Listing removed | -- |
| 2023-01-19 | Listed for rent | $2,400 |
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