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65254 365th St, Watkins, MN, 55389

2beds
1baths
672sqft
$169,900
$253price/sqft
$1,294/moest. monthly cost
$51,760/yrincome needed

About This Home

Lake Life .... Memories to last a lifetime! Tucked in nature this adorable year round cabin on beautiful and highly desired Clear Lake! Located 70 minutes from the metro area down a winding country road. This is an excellent opportunity to bring your imagination for your own affordable lake home property. 60 feet of lake shore on .32 Acre level lot with mature oak trees. Home was moved on property in 2017. Kitchen offers oak cabinets by Schlangen. New vinyl flooring, all furnishings to stay with cabin and sleeps 10 that makes this move in ready! 6x24 wood deck, 8x12 maintenance free deck, dog kennel, 8x8 storage shed, dock, commercial CA, another electrical box for camper, vinyl & shaker siding, french door. Fast closing is optional that maximize our beautiful summer days!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Watkins Elementary SchoolGrades PK-K3.5 mi
9/10
Eden Valley SecondaryGrades 7-125.8 mi
9/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Flat
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Microwave,Refrigerator
  • Laundry features: None

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 144
  • Dimensions: 6x24

Deck

  • Area: 96
  • Dimensions: 8x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Baseboard,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Living Room

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Patio

  • Area: 96
  • Dimensions: 8x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100597000
  • Zoning description: Residential-Single Family
  • Foundation area: 684

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Composite Decking,Deck,Patio
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10)
  • Frontage length: Water Frontage: 60

Lot

  • Lot size: 0.30 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 60 x 230 x 60 x 216

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters in Meeker County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$151$1,812
Property Taxes $114$1,368
Electricity $170$2,050
Total$1,294$15,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,365/yr
40% on housing$38,820/yr
45% on housing$34,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 55389$179
Meeker County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 55389
Meeker County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$189,000
2026-02-01Listing removed$199,900
2025-08-17Price change$199,900
2025-08-08Listed for sale$215,000
2016-06-22Sold$50,000
2015-10-19Listed for sale$60,000
2015-01-13Listing removed$65,000
2013-08-29Listed for sale$65,000

For Sale by Agent

AgentDeeDee Fisher
BrokerageRE/MAX Results

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