21 N Beaver Lake Rd, New Richland, MN, 56072
About This Home
Enjoy quiet lake living with this charming 2-bedroom home featuring a ¾ bathroom and beautiful waterfront on a crystal-clear, spring-fed lake. Relax and take in the peaceful surroundings while enjoying boating, fishing, and swimming right from your property. A boathouse by the water provides convenient storage and easy lake access. Enjoy stunning lake views from the boathouse rooftop patio. The property is served by a shared septic system and offers the perfect retreat for weekend getaways or seasonal enjoyment. A newer dock comes with the property and has always been cleaned before being moved into the boathouse for winter storage. Don't miss this opportunity to own a slice of lakeside paradise in a serene setting. Parking for 5 cars including a garage, carport and two parking spaces next to the garage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom
- Level: Main
- Area: 54
- Dimensions: 9x6
Bedroom
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom2
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Features
- Finished area below ground: 0
- Finished area above ground: 840
Heating & Cooling
- Heating features: None
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 840
- Total interior livable area: 840 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 031000105
- Zoning description: Residential-Single Family
- Foundation area: 840
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 8,755 sqft
- Lot size dimensions: 37 x 210 x 48 x 208
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Steele County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $213 | $2,556 |
| Electricity | $170 | $2,050 |
| Total | $2,713 | $32,556 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $385,000 |
| 2026-07-22 | Price change | $399,900 |
| 2026-07-08 | Price change | $410,000 |
| 2026-06-17 | Listed for sale | $420,000 |
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