4912 State Highway 27, Browns Valley, MN, 56219
About This Home
Welcome to your private retreat! This stunning lake property offers the perfect blend of natural beauty, space and comfort. Nestled on almost 5 acres with 1100 feet of shoreline, you'll enjoy breathtaking views, peaceful surroundings, and endless opportunities for outdoor recreation right from your backyard. This home features 2 bedrooms and 2 bathrooms with a large kitchen for entertaining. Step outside to your deck and take in the sunset over the water, or spend evenings gathered around a lakeside fire. With plenty of acreage, there's room for gardens or trails, plus ample space for storage of boats, ATVs, and more. Whether you're looking for a year-round residence or a seasonal escape, this property offers the privacy of country living with the beauty of lake life.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Age 8 Years or Less,Architectural Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Freezer,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom
- Level: Main
- Area: 143.75
- Dimensions: 11.5 x 12.5
Bedroom2
- Level: Upper
- Area: 208
- Dimensions: 13 x 16
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,283
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,283
- Total interior livable area: 1,283 sqft
Kitchen
- Level: Main
- Area: 247
- Dimensions: 13 x 19
Living Room
- Level: Main
- Area: 247
- Dimensions: 19 x 13
Porch
- Level: Main
- Area: 180.5
- Dimensions: 19 x 9.5
Property
Accessibility
- Accessibility features: Doors 36"+,Partially Wheelchair,Accessible Approach with Ramp
Details
- Parcel number: 050098000
- Zoning description: Residential-Single Family
- Foundation area: 1044
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Porch
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 1100
Lot
- Lot size: 4.50 Acres
- Lot size dimensions: 1100 x 180
Parking
- Total spaces: 2
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Traverse County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $1,288 | $15,456 |
| Property Taxes | $347 | $4,164 |
| Electricity | $170 | $2,050 |
| Total | $5,723 | $68,676 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Price change | $789,900 |
| 2025-09-28 | Listed for sale | $795,000 |
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