193 Elm St, Holyoke, MA, 01040
About This Home
Opportunity knocks in Holyoke! This unique property is currently configured for commercial use but offers strong potential for conversion back to a single-family residence. Per discussions with the City of Holyoke zoning department, the property is located in a zoning district that may allow residential use — buyers to perform their own due diligence. The property does not currently feature a full bathroom or kitchen, providing a blank canvas for investors, contractors, or buyers looking to customize a home to their vision. Situated in a convenient location with access to local amenities, highways, and downtown Holyoke, this is a rare opportunity to create value through renovation and conversion. Cash, rehab, or construction loan likely required. Bring your ideas and unlock the potential!
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
Bedrooms & Bathrooms
- Bathrooms: 2
- 1/2 bathrooms: 2
Features
- Finished area above ground: 1,593
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 1,593
- Total interior livable area: 1,593 sqft
Property
Details
- Parcel number: 2529394
- Zoning: RO
Features
- Patio & porch: Porch
- Exterior features: Porch,City View(s)
- Fencing: Fenced/Enclosed
- Has view: Yes
- View description: City View(s),City
Lot
- Lot size: 7,405 sqft
Parking
- Total spaces: 2
- Parking features: Off Street
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $606 | $7,272 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $141 | $1,692 |
| Electricity | $354 | $4,259 |
| Total | $1,159 | $13,908 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $120,000 |
| 2026-07-07 | Listed for sale | $120,000 |
| 2026-06-08 | Pending sale | $120,000 |
| 2026-05-25 | Contingent | $120,000 |
| 2026-05-14 | Price change | $120,000 |
| 2026-04-20 | Pending sale | $160,000 |
| 2026-04-06 | Contingent | $160,000 |
| 2026-03-18 | Listed for sale | $160,000 |
| 2014-06-12 | Sold | $8,000 |
For Sale by Agent
View on Zillow