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405 N 3rd Ave, Hartford, AL, 36344

2beds
1baths
875sqft
$120,000
$137price/sqft
$978/moest. monthly cost
$39,120/yrincome needed

About This Home

This 875 square foot single family home has 2 bedrooms and 1.0 bathrooms. This home is located at 405 N 3rd Ave, Hartford, AL 36344.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
10/10
Geneva Co Middle SchoolGrades 6-80.9 mi
6/10
Geneva Co High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1946

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Interior Area

  • Total structure area: 875
  • Total interior livable area: 875 sqft

Property

Details

  • Parcel number: 120725300202500000

Lot

  • Lot size: 0.58 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$108$1,296
Property Taxes $24$288
Electricity $240$2,881
Total$978$11,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,531/yr
40% on housing$29,340/yr
45% on housing$26,080/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.5%
13.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 36344$92
Geneva County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 36344$159
Geneva County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Listed for sale$120,000
2026-08-07Listing removed$120,000
2026-07-10Listed for sale$120,000
2013-07-27Listing removed$29,000
2013-05-22Listed for sale$29,000

For Sale by Agent

AgentErica Hetrick
BrokerageFulford Realty & Auctions

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