3246 Starkville St, Saint Charles, MO, 63301
About This Home
Charming 2-story home with double stacked porches located on a quiet tree-lined street in New Town! This home boasts 3 bedrooms, 3.5 bathrooms, and over 1,500 square feet of living space, including the finished lower level. Spacious light-filled living room opens to the kitchen boasting 42 inch cabinetry and updated appliances. Convenient powder room completes the main level. The second floor features fresh paint, newer carpet and the primary bedroom suite with a private porch; as well as an additional bedroom, a full hall bathroom, loft area, and laundry room. Finished lower level features a large rec room, sleeping area and 3rd full bath. Excellent location – close to highways, restaurants, shops, and walking distance or a short golf cart ride to all that New Town has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Range
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Sleeping Area,Sump Pump
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 120
- Dimensions: 10x12
Bedroom
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 66
- Dimensions: 11x6
Family Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 204
- Dimensions: 17x12
Features
- Custom Cabinetry,Open Floorplan,Pantry
- Flooring: Carpet,Wood
- Finished area above ground: 1,300
Game Room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 117
- Dimensions: 13x9
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,596
- Total interior livable area: 1,596 sqft
Kitchen
- Features: Floor Covering: Wood
- Level: Main
- Area: 121
- Dimensions: 11x11
Loft
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 323
- Dimensions: 17x19
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 144
- Dimensions: 12x12
Property
Details
- Parcel number: 5116CA639008204.0000000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Deck,Front Porch
Lot
- Lot size: 1,742 sqft
- Features: Level
- Lot size dimensions: 0.04 acres
Parking
- Total spaces: 1
- Parking features: Additional Parking,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $197 | $2,364 |
| Property Taxes | $300 | $3,600 |
| Electricity | $141 | $1,693 |
| Total | $2,356 | $28,272 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $339,900 |
| 2026-07-14 | Price change | $345,000 |
| 2026-07-02 | Listed for sale | $350,000 |
| 2015-08-20 | Sold | -- |
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