12421 Stumptown Rd, Huntersville, NC, 28078
About This Home
Charming and meticulously maintained, this move-in-ready home offers a highly desirable layout. The main level features a convenient bedroom with an attached full bathroom, perfect for guests or main-floor living. Upstairs, enjoy a private and spacious primary suite with its own dedicated bath. The bright kitchen boasts elegant granite countertops, an electric range, and matching appliances, complemented by a cozy eating area with a beautiful bay window. Outside, find dedicated rear parking and a practical 35-square-foot exterior storage room. Conveniently located within walking distance from the proposed Charlotte Red Line commuter rail corridor, offering potential future connectivity to Uptown Charlotte and northern Mecklenburg communities (project currently in advanced planning and design phases).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2011
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven
- Laundry features: Electric Dryer Hookup,In Hall
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,050
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,050
- Total interior livable area: 1,050 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 01120159
- Zoning: NR
- Special condition: Standard
Features
- Levels: One and One Half
- Stories: 1
Lot
- Lot size: 0.07 Acres
- Lot size dimensions: 29.55' x 95'
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $187 | $2,244 |
| Electricity | $200 | $2,405 |
| Total | $1,934 | $23,208 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $289,000 |
| 2026-06-09 | Listed for sale | $300,000 |
| 2020-06-04 | Listing removed | $1,295 |
| 2020-05-24 | Listed for rent | $1,295 |
| 2015-09-14 | Listing removed | $1,100 |
| 2015-08-29 | Listed for rent | $1,100 |
| 2015-07-24 | Sold | $126,000 |
| 2012-07-31 | Sold | $110,000 |
For Sale by Agent
View on Zillow