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16812 Aiken Rd, Louisville, KY, 40245

5beds
4baths
3,723sqft
$934,900
$251price/sqft
$6,334/moest. monthly cost
$253,360/yrincome needed

About This Home

Nestled on 5 breathtaking private acres just off desirable Aiken Road, this extraordinary custom home offers the perfect blend of peaceful country living and modern convenience, just minutes from Middletown, Crestwood, the Gene Snyder, parks, family activities, and the new Publix and all the Old Henry Road exit amenities. Impeccably maintained and thoughtfully engineered, this one-of-a-kind property showcases exceptional craftsmanship, countless upgrades, and features rarely found in today's market. Originally built by a fire chief, safety and preparedness were at the forefront of the home's design. The residence incorporates multiple easily accessible exit routes on every level and is equipped with a heat-activated fire sprinkler system throughout the home, screened porch, and garage. This premium safety feature not only provides incredible peace of mind but also reduces homeowner's insurance costs by approximately 30% annually. A manual electrical transfer switch allows a portable generator (not supplied) to power key areas of the home during outages, while a 4,000-gallon cistern supplies exterior water and can be set to capture rainwater or automatically fill with city water for irrigation. Inside, you'll immediately appreciate the grand foyer, soaring ceilings, and stunning floor-to-ceiling creek stone fireplace anchoring the spacious living room. Rich hardwood flooring flows throughout the main living areas, complemented by custom cabinetry, a kitchen with granite countertops, stainless steel appliances, updated lighting, and beautiful solid wood interior doors. A central vacuum system adds everyday convenience. The luxurious first-floor primary suite serves as a private retreat, featuring heated tile floors, a beautifully renovated spa-inspired bath with a large walk-in shower, soaking tub, double vanity, and oversized walk-in closets. Every bathroom and the laundry room have been professionally remodeled with quality finishes. The finished lower level was designed for entertaining and everyday living, complete with custom cabinetry, a wet bar, recreation area, entertainment space, office or guest bedroom, abundant custom storage, luxury vinyl plank flooring, and sound-reduction insulation between floors for enhanced comfort. Additional highlights include a spacious laundry room with utility sink, oversized 2½-car garage with direct stair access to the lower level, generous storage throughout the home, and a screened porch overlooking the incredibly private backyard. Outside, the property is equally impressive. Extensive professional landscaping surrounds the home, while a large open yard transitions into a peaceful wooded area perfect for children to explore, outdoor recreation, or simply enjoying nature. A shallow creek borders the northern property line, attracting abundant wildlife and creating a truly serene setting. The impressive 30' x 40' pole barn/workshop offers endless possibilities for hobbies, equipment storage, indoor sports, or recreational vehicles. Featuring an insulated roofline and 220-volt electrical service, it's ready for nearly any project. A professionally engineered asphalt driveway, built to accommodate frequent heavy truck traffic, includes multiple underground conduits for future water or electrical expansion, just another example of the incredible foresight invested in this property. Additional features include a newer roof, spray foam insulated roofline for outstanding energy efficiency, a low-maintenance aeration septic system, upgraded mechanical systems, and an exterior designed for years of worry-free ownership. Properties offering this level of privacy, craftsmanship, engineering, and thoughtful design are exceptionally rare. If you've been searching for a home where quality construction, modern convenience, safety, and peaceful acreage come together in one remarkable package, this is the one you've been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-51.7 mi
8/10
Crosby Middle SchoolGrades 6-85.6 mi
5/10
Eastern High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Exterior Entry

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,109
  • Finished area above ground: 2,614

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Heat Pump,Other
  • Cooling features: Central Air,Other,Heat Pump

Interior Area

  • Total structure area: 2,614
  • Total interior livable area: 3,723 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21170400250000

Features

  • Stories: 2
  • Patio & porch: Enclosed,Deck,Porch
  • Exterior features: See Remarks
  • Fencing: None
  • Waterfront features: Creek

Lot

  • Lot size: 5.01 Acres
  • Features: Irregular Lot,Cleared,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,727$56,724
Home Insurance *$438$5,256
Property Taxes $875$10,500
Electricity $294$3,528
Total$6,334$76,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,165/yr
40% on housing$190,020/yr
45% on housing$168,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$196
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$919,500
2026-07-25Listed for sale$934,900
2018-04-03Sold$495,000
2017-11-07Sold$495,000

For Sale by Agent

AgentShaun S Wallace
Brokerage1 Percent Lists Purple Door

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