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324 Katie Ln, Titus, AL, 36080

5beds
6baths
5,079sqft
$1,299,000
$256price/sqft
$10,681/moest. monthly cost
$427,240/yrincome needed

About This Home

Experience elevated lakefront living on the pristine shores of Lake Jordan with this exceptional estate offering 406± FEET OF PRIME WATERFRONT. This remarkable residence features 5 BEDROOMS, 4 FULL BATHS, AND 2 HALF BATHS, thoughtfully designed for both LUXURY AND COMFORT. The GREAT ROOM showcases stunning HEART PINE CEILINGS and ARCHITECTURAL STONE DOORWAYS that create warmth and timeless elegance throughout the main level. The CHEF'S DREAM KITCHEN is appointed with TWO KITCHENAID DISHWASHERS, JENNAIR ELECTRIC COOKTOP, JENNAIR DOUBLE OVENS, A KITCHENAID ICE MACHINE, and a BUILT-IN ENTERTAINING BAR perfect for hosting. Seamless indoor-outdoor living awaits with a COVERED PORCH AND FULL OUTDOOR KITCHEN overlooking breathtaking lake views. The TERRACE LEVEL features a FIREPIT AREA and STONE STEPS leading to a PRIVATE TWO-STORY DOCK, providing effortless access to swimming, boating, and fishing. With MAIN LEVEL GUEST SUITES, an UPSTAIRS BONUS / GAME ROOM, and expansive waterfront frontage, this property embodies the ultimate LAKE JORDAN LIFESTYLE  REFINED, PRIVATE, AND UNFORGETTABLE. Schedule your private showing today and experience true waterfront luxury.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
5/10
Wetumpka High SchoolGrades 9-127.4 mi
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,079
  • Total interior livable area: 5,079 sqft

Property

Details

  • Parcel number: 13030800020050000

Features

  • Stories: 1
  • Patio & porch: Screen Porch,Deck
  • Exterior features: Shrubs
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Pier,Boat Slip,Boat House,Seawall
  • Waterbody name: Lake Jordan

Lot

  • Lot size: 0.75 Acres
  • Features: Wooded,Gentle Sloping,Views

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$844$10,128
Property Taxes $2,701$32,412
Electricity $568$6,819
Total$10,681$128,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,205/yr
40% on housing$320,430/yr
45% on housing$284,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 36080$180
Elmore County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 36080$182
Elmore County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-16Listed for sale$1,399,000
2025-12-20Listing removed$1,449,000
2025-09-02Price change$1,449,000
2025-08-29Price change$1,499,000
2025-06-27Price change$1,549,000
2025-03-21Listed for sale$1,600,000
2025-01-28Listing removed$1,600,000
2024-06-07Listed for sale$1,600,000
2015-11-19Sold$525,000
2013-08-09Sold$560,000

For Sale by Agent

Agentlma.rets.stcins
BrokerageSecurance Realty

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