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10240 Saddle Pointe Dr, Louisville, KY, 40291

6beds
5baths
7,009sqft
$1,375,000
$196price/sqft
$9,571/moest. monthly cost
$382,840/yrincome needed

About This Home

Welcome to this French Country estate-where luxury living and hobbyist heaven blend seamlessly. Nestled on 4.65 acres, this stunning home offers 6 spacious bedrooms and 5 bathrooms. This beautiful home is perfect for both everyday living and grand entertaining. Stepping inside, you are greeted by a two story foyer and the heart of tis residence, the expansive living room with see-through fireplace. The spacious eat-in kitchen also benefits from the dual-sided fireplace and offers a walk-in pantry, center island, and access to a large screened-in porch. The first floor primary provides convenience and privacy, while upstairs you'll find generously sized bedrooms including one with a private en-suite bath. The finished walkout basement features a wet bar, additional bedroom, full bathroom, storage room, and even a space for lawn equipment or transform it into a workshop. By now, you're ready to hear about that building!! An impressive 60x96, this custom-built building is a dream come true for mechanics, car collectors, or anyone needing serious space. Boasting four 14x14 ft doors, 16 ft eaves, roughed-in plumbing, spray foam insulation, and 400-amp service, there's room for every toy, tool, and ambition. Additional highlights include a 3-year-old roof, Generac generator, two 1-year old water heaters, and HVAC replaced just 5 years ago-providing peace of mind for years to come. (Safe and lifts are not included--but are negotiable.)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Bates Elementary SchoolGrades K-52.8 mi
3/10
Newburg Middle SchoolGrades 6-87.3 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,408
  • Finished area above ground: 5,601

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,601
  • Total interior livable area: 7,009 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 23302100130000

Features

  • Stories: 2
  • Patio & porch: Screened Porch,Deck

Lot

  • Lot size: 4.65 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$731$8,772
Property Taxes $1,335$16,020
Electricity $553$6,642
Total$9,571$114,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$328,148/yr
40% on housing$287,130/yr
45% on housing$255,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 40291$170
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40291$169
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$1,395,000
2025-11-15Listed for sale$1,400,000
2025-10-26Pending sale$1,400,000
2025-10-14Listed for sale$1,400,000
2025-09-23Listing removed$1,550,000
2025-07-30Price change$1,550,000
2025-06-23Listed for sale$1,595,000
2017-07-17Sold$715,000
2016-08-29Listing removed$715,000
2016-06-18Listed for sale$715,000
2011-02-02Sold$594,000
2010-07-14Sold$154,000
2010-02-16Sold$154,000

For Sale by Agent

AgentTiffani L Colvin
BrokerageMayer REALTORS

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