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13113 Willow Forest Dr, Louisville, KY, 40245

5beds
4baths
3,717sqft
$498,000
$134price/sqft
$3,510/moest. monthly cost
$140,400/yrincome needed

About This Home

spacious 1- 1/2 story, with space behind part finished basement -walkout with 2 decks -double newer trex + storage is trex also , approx 749 finished and approx- 180 sq framed to finish with multi doors and windows in lower level- high ceilings - Part kitchen started- Tall ceilings in several areas in the home- new windows , new decking, and roof, open plan , 1/2 bath on 1st floor and and 3 others full baths, property is sold as -is - buyers may get inspection s but - sold as is - there is some hardwood floors under some of the vinyl plank

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Bowen Elementary SchoolGrades K-54.6 mi
4/10
Kammerer Middle SchoolGrades 6-86.1 mi
5/10
Eastern High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Unfinished,Finished,Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement
  • Area: 187.6
  • Dimensions: 13.40 x 14.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Second

Family Room

  • Level: Basement

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,115
  • Finished area above ground: 2,602

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,602
  • Total interior livable area: 3,717 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Other

  • Level: Basement
  • Area: 97.11
  • Dimensions: 11.70 x 8.30

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 21325600760000

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Electric

Lot

  • Lot size: 10,454 sqft
  • Features: Sidewalk,Cleared
  • Lot size dimensions: 52 x 131 x 88 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$233$2,796
Property Taxes $466$5,592
Electricity $293$3,522
Total$3,510$42,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,342/yr
40% on housing$105,300/yr
45% on housing$93,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$198
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$498,000
2026-07-18Listed for sale$540,000
2022-07-08Sold$379,900
2022-05-04Pending sale$374,900
2022-05-02Listed for sale$374,900
2005-09-09Sold$350,000

For Sale by Agent

AgentFloyd McCarty
Brokeragesimpler.realestate

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