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1209 Winterbranch Way, Louisville, KY, 40245

5beds
5baths
4,761sqft
$689,000
$145price/sqft
$4,845/moest. monthly cost
$193,800/yrincome needed

About This Home

Welcome to this spacious and beautifully designed home in the highly sought-after Lake Forest community, offering 4,761 finished square feet on a .30 acre lot with 5 bedrooms, 4 full baths, and 1 half bath. Big ticket items are taken care of with a new roof (2024), new water heater (2024), and new hot tub (2024). Thoughtfully designed for both everyday living and entertaining, this home features a two-story great room filled with natural light, complete with custom built-ins and a see-through fireplace that creates a warm and inviting atmosphere. The main level offers a formal dining room and a private first-floor office, perfect for working from home. The kitchen and dining area are designed for gathering, featuring a center island with seating and easy access to both covered and open deck areas—ideal for entertaining or relaxing while overlooking the fenced-in backyard. The spacious primary suite offers a private retreat with a large walk-in closet and an en suite bath featuring separate vanities, a soaking tub, and a separate shower. A laundry room and half bath complete the main floor. Upstairs, you'll find three generously sized bedrooms and two full baths, offering plenty of space for family or guests. The finished walkout lower level expands the living space with versatile areas for a family room, game room, bar, workout room, along with an additional bedroom and full bath, plus direct access to the lower-level patio and hot tub. Additional highlights include a 3-car garage and hardwood and luxury vinyl plank flooring throughout the main living areas. Residents of Lake Forest enjoy exceptional amenities, including walking trails, playgrounds, clubhouses, pools, tennis courts, scenic lakes, and a membership golf course. Conveniently located near fabulous restaurants, shopping, and major highways, this home offers the perfect blend of comfort, space, and lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-51.1 mi
8/10
Crosby Middle SchoolGrades 6-84.3 mi
5/10
Eastern High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First

Dining Room

  • Level: First

Exercise Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,686
  • Finished area above ground: 3,075

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Game Room

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,075
  • Total interior livable area: 4,761 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Office

  • Level: First

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 305311810000

Features

  • Stories: 2
  • Pool features: Association
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 0.30 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$323$3,876
Property Taxes $664$7,968
Electricity $375$4,511
Total$4,845$58,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,114/yr
40% on housing$145,350/yr
45% on housing$129,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$739,000
2026-04-08Listed for sale$749,000
2023-06-22Sold$640,000
2023-05-08Pending sale$648,500
2023-04-27Listed for sale$648,500
2022-06-13Sold$605,000
2022-04-20Contingent$659,000
2022-04-20Listed for sale$659,000
2019-09-14Listing removed$494,000
2019-04-05Price change$494,000
2019-03-13Listed for sale$500,000
2016-12-09Sold$342,000

For Sale by Agent

AgentJimmy Welch Team
BrokerageKeller Williams Collective

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