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18901 Ridgeleigh Ln, Louisville, KY, 40245

5beds
5baths
6,681sqft
$1,250,000
$187price/sqft
$8,677/moest. monthly cost
$347,080/yrincome needed

About This Home

Tucked at the end of a quiet street in sought-after Locust Creek, this former Homearama walkout two-story sits on a beautifully wooded .48-acre lot backing to a horse farm, offering a level of privacy and setting that's hard to replicate in East Louisville. With over 6,600 square feet above grade, the home delivers exceptional space, flexibility, and a layout designed for both everyday living and large-scale entertaining. The outdoor living is a true highlight. A heated in-ground pool, hot tub, and surrounding patio create a private retreat, framed by mature trees and peaceful views. A spacious sunroom and elevated Trex deck overlook the backyard, providing multiple vantage points to enjoy the setting year-round. Inside, the home features a dramatic two-story great room, a study with built ins, and expansive living areas across all levels. The walkout lower level adds significant functional space with a family room, game area, bar, fifth bedroom, and full bath, ideal for guests, entertaining, or multi-generational living. Buyers will also appreciate the rare flexibility of primary suites on both the first and second floors, each with walk-in showers, jetted tubs, and double vanities. Upstairs includes three additional bedrooms plus a bonus room, with one bedroom offering a unique balcony overlooking the great room below. A three-car garage and generous storage throughout complete the home's practical advantages. Positioned in one of East Louisville's most desirable communities, this property offers convenient access to shopping, dining, and expressways while maintaining a private, estate-like feel. A compelling opportunity for buyers seeking space, setting, and lifestyle in a premier location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-54.2 mi
8/10
Crosby Middle SchoolGrades 6-87.4 mi
5/10
Eastern High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,466
  • Finished area above ground: 5,215

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Game Room

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,215
  • Total interior livable area: 6,681 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Primary Bathroom

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: First

Primary Bedroom

  • Level: Second

Study

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 21359101510000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Association,In Ground
  • Patio & porch: Enclosed,Deck,Patio,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Other,Full

Lot

  • Lot size: 0.48 Acres
  • Features: Cul-De-Sac,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$586$7,032
Property Taxes $1,244$14,928
Electricity $527$6,331
Total$8,677$104,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$297,497/yr
40% on housing$260,310/yr
45% on housing$231,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,295,000
2007-08-28Sold$1,030,000

For Sale by Agent

AgentJoseph E Simms
Brokeragesimpler.realestate

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