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2126 Highland Springs Pl, Louisville, KY, 40245

5beds
6baths
6,617sqft
$1,299,000
$196price/sqft
$8,915/moest. monthly cost
$356,600/yrincome needed

About This Home

Nestled on a peaceful cul-de-sac, this exceptional home offers the perfect blend of luxury, comfort, and timeless design. Situated on a beautifully landscaped 0.57-acre lot, this stunning residence features 5 spacious bedrooms, 5.5 bathrooms, and a 3-car garage, providing ample space for both everyday living and entertaining. Inside, you'll find a private study ideal for working from home, a dedicated home theater for unforgettable movie nights, and three fireplaces that add warmth and character throughout the home. Thoughtfully designed with generous living spaces and upscale finishes, this remarkable property offers an incredible opportunity to own a truly special home in one of Louisville's most sought-after communities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
Stopher Elementary SchoolGrades PK-50.6 mi
8/10
Crosby Middle SchoolGrades 6-84.7 mi
5/10
Eastern High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 3
  • Fireplace: Yes
  • Finished area below ground: 2,200
  • Finished area above ground: 4,417

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Game Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,417
  • Total interior livable area: 6,617 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 361139030000

Features

  • Stories: 2
  • Pool features: Association,Community
  • Patio & porch: Deck,Patio
  • Fencing: Split Rail,Other,Full

Lot

  • Lot size: 0.57 Acres
  • Features: Cul-De-Sac,Sidewalk,Storm Sewer

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$609$7,308
Property Taxes $1,216$14,592
Electricity $522$6,270
Total$8,915$106,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,657/yr
40% on housing$267,450/yr
45% on housing$237,733/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 40245$197
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40245$171
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,249,000
2026-07-10Listed for sale$1,299,000
2025-07-07Listing removed$1,350,000
2025-07-01Pending sale$1,350,000
2025-07-01Listed for sale$1,350,000
2019-05-01Sold$855,000
2014-09-17Sold$740,000
2012-06-21Sold$725,000
2005-04-13Sold$822,185

For Sale by Agent

AgentSam Robey
BrokerageEXP Realty LLC

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