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1730 Cherokee Ter, Louisville, KY, 40205

5beds
5baths
6,583.6sqft
$1,580,500
$240price/sqft
$11,087/moest. monthly cost
$443,480/yrincome needed

About This Home

Welcome to the serenity of 1730 Cherokee Terrace, ideally positioned along the perimeter of Cherokee Park—an exceptionally rare opportunity in a location where homeowners stay for decades and properties seldom come to market. This stately Colonial-style residence offers 5 bedrooms and 4.5 baths, originally built just 25 years ago, with a substantial three-story addition completed in 2011. The home sits proudly on a generous half-acre lot (.5015), providing a parklike setting that complements its timeless architecture. Designed with both family living and entertaining in mind, the floor plan is expansive yet cohesive. Rich woodwork details are showcased throughout the home, from floor to ceiling and around door casings, reflecting quality craftsmanship at every turn. Upon entry, a welcoming open foyer sets the tone. To the right, a formal dining room flows seamlessly into a bright eat-in kitchen featuring picture windows and French doors that open onto a large deck overlooking the serene rear grounds. The kitchen transitions effortlessly into a spacious family room, which then connects to a formal seating area—ideal for gatherings both large and intimate. A sweeping staircase leads to the upper level, where the private primary suite offers a peaceful retreat complete with a large walk-in closet and a spa-like bath featuring a separate tub and shower. From the landing, a hallway leads to two additional bedrooms, each with double closets, and a well-appointed full bath with dual showers and a separate water closet. The lower level expands the home's versatility, offering an office, seating area, and a full theater room with dedicated theater seating. French doors open directly to the rear outdoor living space, where an inviting in-ground pool, expansive patio, and privacy-fenced yard create a true backyard oasis. Additional storage and another full bath are also located on this level. The home includes an attached two-car garage accessible from the first floor, as well as a gorgeous front porch spanning the full length of the home, perfect for enjoying the neighborhood's peaceful surroundings. This is a rare generational opportunity on Cherokee Terrace—miss it, and you may wait decades for another.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
Bloom Elementary SchoolGrades K-51.4 mi
5/10
Highland Middle SchoolGrades 6-80.9 mi
8/10
Atherton High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walkout Finished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Area

  • Level: First

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,657
  • Finished area above ground: 4,926

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: MiniSplit/Ductless,Electric,Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,926
  • Total interior livable area: 6,583 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Basement

Office

  • Level: Basement

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 078A02230000

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony
  • Fencing: Privacy,Full

Lot

  • Lot size: 0.48 Acres
  • Features: Cleared,Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,991$95,892
Home Insurance *$820$9,840
Property Taxes $1,757$21,084
Electricity $519$6,238
Total$11,087$133,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$380,125/yr
40% on housing$332,610/yr
45% on housing$295,653/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 40205$208
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40205$187
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$1,650,500
2026-01-12Price change$1,730,000
2025-11-07Listed for sale$1,800,000

For Sale by Agent

AgentBarbara E Jones
BrokerageUnited Real Estate Louisville

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