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1409 Mockingbird Terrace Dr Unit 104, Louisville, KY, 40207

3beds
2baths
1,836sqft
$535,500
$292price/sqft
$3,473/moest. monthly cost
$138,920/yrincome needed

About This Home

Mockingbird Terrace is not a typical Louisville condominium. Non-combustible steel and concrete construction with full sprinklers, a climate-controlled garage with two assigned spaces, private storage, and an elevator set this building apart before you ever open the front door. Inside, this three-bedroom, two-bath first-floor residence offers 10-foot ceilings, an open floor plan, and finishes that match the building's character. The kitchen features solid-surface countertops, high-end custom cabinetry, and a full Bosch stainless appliance suite. A gas fireplace anchors the great room, which opens to the largest private terrace in the building: 34 by 14 feet overlooking the Ohio River and Louisville's historic Water Tower. The primary suite offers two walk-in closets and an ensuite bath with a soaking tub. Washer and dryer stay. HOA covers gas, water, and sewer. Just off River Road and Zorn Avenue, in one of Louisville's most established corridors.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
4/10
Kammerer Middle SchoolGrades 6-84.0 mi
1/10
Waggener High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,High Rise

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,None

Bedroom

  • Level: First
  • Area: 165
  • Dimensions: 11.00 x 15.00

Bedroom

  • Level: First
  • Area: 163.2
  • Dimensions: 13.60 x 12.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,836

Foyer

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,836
  • Total interior livable area: 1,836 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First
  • Area: 600
  • Dimensions: 30.00 x 20.00

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First
  • Area: 240
  • Dimensions: 16.00 x 15.00

Property

Details

  • Parcel number: 14088Y00K21104

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 143.10 Acres
  • Lot size dimensions: 9740 x 640

Parking

  • Total spaces: 2
  • Parking features: Off Street,Attached,Lower Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,707$32,484
Home Insurance *$233$2,796
Property Taxes $379$4,548
Electricity $154$1,850
Total$3,473$41,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,074/yr
40% on housing$104,190/yr
45% on housing$92,613/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 40207$196
Jefferson County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 40207$204
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Price change$535,500
2025-11-04Listed for sale$550,000
2023-08-01Sold$483,000
2023-07-16Pending sale$495,000
2023-07-10Contingent$495,000
2023-07-08Listed for sale$495,000
2017-10-27Sold$462,500
2017-09-29Pending sale$475,000
2017-08-28Price change$475,000
2017-07-13Price change$485,000
2017-04-13Listed for sale$495,000

For Sale by Agent

AgentTony Tricase
Brokeragesimpler.realestate

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