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306 1st Ave SE, West Bend, IA, 50597

1beds
1baths
476sqft
$60,000
$126price/sqft
$553/moest. monthly cost
$22,120/yrincome needed

About This Home

Charming and affordable one-bedroom, one-bath home offering simple living with low maintenance. This cozy 476-square-foot home makes excellent use of space and features a functional layout, making it perfect for a first-time homebuyer, downsizer, or anyone looking for a budget-friendly property.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Mallard Elementary SchoolGrades PK-40.3 mi
7/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: None,Forced air
  • Cooling features: None

Interior Area

  • Total interior livable area: 476 sqft

Property

Details

  • Parcel number: 690001016030

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 3,300 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Drought
Strong Wind
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$92$1,104
Property Taxes $37$444
Electricity $121$1,452
Total$553$6,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,960/yr
40% on housing$16,590/yr
45% on housing$14,746/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.9%
17.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 50597$128
Palo Alto County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 50597
Palo Alto County$81

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$60,000
2025-05-16Sold$45,000
2025-04-30Pending sale$60,000
2024-11-12Price change$60,000
2024-10-16Listed for sale$65,000
2012-08-15Sold$9,500

For Sale by Owner

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