See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

340 Ophelia St, Pittsburgh, PA, 15213

4beds
2baths
--sqft
$360,000
--price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

For many years, this substantial 4-bedroom, 2-bath Oakland property has served as a fully-occupied, versatile, income-producing rental for students, families and short-term tenants alike. The Occupancy Permit for "One Family Dwelling and Two Lodgers" allows for a total of 5 unrelated tenants. The first floor, open with plenty of recessed and natural light, has a Living Room, Dining Room and Kitchen. There are 2 nice-sized bedrooms, a full bath and Laundry Room on the 2nd floor. The entire 3rd floor consists of an expansive space, large enough to accommodate a bedroom area and a separate living or office area. There is more living space in the finished basement. Complete with a kitchenette/wet bar, dining space, bedroom, and full bathroom, this level feels almost like its own private apartment. The gas forced-air furnace and hot water tank are brand new. The area is well-serviced by both public transportation and university shuttles. 340 Ophelia will make an excellent addition to your investment portfolio.

Getting Around

69
WalkingSomewhat Walkable
70
TransitExcellent Transit
62
BikeBikeable

Schools

7/10
Pittsburgh Greenfield K-8Grades PK-81.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Property

Details

  • Parcel number: 0028P00055000000
  • Zoning: R1AVH
  • Zoning description: R1AVH

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 24 x 100

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$109$1,308
Property Taxes $746$8,952
Electricity $224$2,692
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15213$246
Allegheny County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 15213$258
Allegheny County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$395,000
2026-06-15Price change$360,000
2026-05-12Listed for sale$395,000
2025-03-22Listing removed$850
2025-03-05Listed for rent$850
2023-09-14Listing removed--
2023-09-04Listed for rent$800
2023-02-28Listing removed--
2023-02-06Listed for sale$375,000
2021-03-24Listing removed--
2020-05-21Listing removed$1,800
2020-03-10Listed for rent$1,800
2016-07-01Sold$165,000

For Sale by Agent

AgentCharlene Haislip
BrokerageRE/MAX REALTY BROKERS

Similar Homes