3100 River Ridge Rd, Summit, MS, 39666
About This Home
Charming country homestead on 15 beautiful acres offering the perfect blend of privacy, functionality, and rural charm. This property features an older farmhouse full of character along with multiple outbuildings ideal for storage, workshops, equipment, or hobby spaces. Established blueberry bushes, muscadine vines, and a variety of fruit trees make this property well suited for a small farm or homestead lifestyle, while the nicely landscaped yard creates a welcoming setting around the home. The remaining acreage is maturely wooded, providing excellent opportunities for hunting, recreation, trails, or simply enjoying nature and seclusion. Whether you're looking for a peaceful country retreat, hobby farm, hunting property, or a place to create your dream homestead, this property offers endless potential at $249,500.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Pillar/Post/Pier
- Roof: Architectural Shingles
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,035
- Total interior livable area: 2,035 sqft
Property
Details
- Parcel number: 812900
Features
- Levels: One
- Stories: 1
- Exterior features: Garden,Lighting
Lot
- Lot size: 15 Acres
Parking
- Total spaces: 1
- Parking features: Attached Carport,On Site
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Hail
- Hurricane
- Heat Wave
- Strong Wind
- Cold Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Pike County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,261 | $15,132 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $124 | $1,488 |
| Electricity | $192 | $2,304 |
| Total | $1,792 | $21,504 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $199,500 |
| 2026-05-07 | Listed for sale | $249,500 |
View on Zillow