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4537 Annabelle Ln, Crestview, FL, 32539

5beds
3baths
3,004sqft
$440,000
$146price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

OFFERING $10,000 in buyer closing costs!! Assumable VA loan available for qualified buyers. Stunning 5BD/3BA all-brick home in Kaitlyn's Preserve with bamboo floors, open-concept living, and formal dining. Chef's kitchen with granite counters, custom cabinets, large island, and breakfast bar. Split floor plan with private primary suite featuring dual walk-in closets, granite double vanity, soaking tub, and separate shower. Upstairs bonus room perfect for game or guest space. Relax on screened or new paver patio within fenced yard. Prime location--10 min to 7th SFG(A)/Duke AFB, 20 min to Eglin AFB, 35 min to Hurlburt. Schedule your private tour today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
Antioch Elementary SchoolGrades PK-52.7 mi
8/10
4/10
Crestview High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 150
  • Dimensions: 12.5 x 12

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second
  • Area: 336
  • Dimensions: 28 x 12

Dining Room

  • Level: First
  • Area: 198.84
  • Dimensions: 16.58 x 12

Features

  • Breakfast Bar,Kitchen Island
  • Window features: Double Pane Windows,Bay Window(s)
  • Flooring: Hardwood,Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,004
  • Total interior livable area: 3,004 sqft

Laundry

  • Level: First
  • Area: 56.97
  • Dimensions: 9 x 6.33

Living Room

  • Level: First
  • Area: 375
  • Dimensions: 25 x 15

Master Bedroom

  • Level: First
  • Area: 270
  • Dimensions: 18 x 15

Property

Details

  • Parcel number: 052N23110000000220
  • Zoning description: City

Features

  • Stories: 2
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Private Yard,Sprinkler System

Lot

  • Lot size dimensions: 100 feet by 102 feet

Parking

  • Parking features: Garage Door Opener,See Remarks
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$238$2,856
Property Taxes $305$3,660
Electricity $302$3,627
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 32539$139
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32539$180
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-20Listed for sale$440,000
2021-07-19Sold$395,000
2021-05-12Pending sale$387,500
2021-05-10Listed for sale$387,500
2019-07-22Sold$299,995
2019-06-16Pending sale$299,995
2019-05-14Price change$299,995
2019-05-06Price change$302,000
2019-04-26Price change$304,900
2019-04-18Listed for sale$307,900
2016-03-21Listing removed$1,895
2016-03-04Price change$1,895
2016-02-26Listed for rent$1,945
2013-10-29Sold$269,900

For Sale by Agent

AgentGustavo X Salvador- Mieles
BrokerageEllis Realty LLC

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