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16 Spring Pond Ln, Spring Lake, NC, 28390

5beds
4baths
3,170sqft
$524,999
$166price/sqft
$3,537/moest. monthly cost
$141,480/yrincome needed

About This Home

Welcome home to this beautifully maintained 5-bedroom, 3.5-bath residence with a 3-car garage, located on a cul-de-sac in the gated golf community of Anderson Creek Club. The open main level features a formal dining room, spacious family room, and an eat-in kitchen with a large island and access to a screened-in deck—perfect for entertaining. The primary suite offers a spa-like bath with dual vanities, soaking tub, and separate shower. Three additional bedrooms and a conveniently located laundry room complete the second floor. The third level provides a private fifth bedroom or bonus suite with a full bath, ideal for guests or a home retreat. Enjoy a wooded backyard with no rear neighbors and resort-style amenities. Community POA dues include 24 hour gated security, High Speed Fiber Optic internet, gyms, pools, splash pad, tennis/basketball/pickleball/volleyball courts, paddle boats, canoes, fishing/duck ponds, running trails, restaurant and much more!!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Overhills ElementaryGrades PK-53.4 mi
7/10
Western Harnett MiddleGrades 6-82.9 mi
3/10
Overhills High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2014

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Three Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Unit,Upper Level

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Granite Counters,Garden Tub/Roman Tub,High Speed Internet,Kitchen Island,Kitchen/Dining Combo,Pantry,Separate Shower,Walk-In Closet(s),Window Treatments
  • Window features: Blinds
  • Flooring: Laminate,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,170 sqft

Property

Details

  • Parcel number: 0506721357.000
  • Zoning description: PND - Planned Neighborhood
  • Special condition: None
  • Exclusions: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Front Porch,Porch,Screened
  • Exterior features: Deck,Fence,Sprinkler/Irrigation,Playground,Porch,Tennis Court(s)
  • Fencing: Yard Fenced
  • Living area range: 3001-3500

Lot

  • Lot size: 0.34 Acres
  • Features: 1/4 to 1/2 Acre Lot,Cul-De-Sac,Interior Lot,On Golf Course

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$317$3,804
Property Taxes $271$3,252
Electricity $295$3,543
Total$3,537$42,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,268/yr
40% on housing$106,110/yr
45% on housing$94,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 28390$139
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28390$148
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$524,999
2026-04-24Price change$535,000
2026-04-07Price change$549,000
2026-02-27Price change$559,900
2025-10-21Price change$564,900
2025-09-18Listed for sale$574,900
2020-04-29Sold$371,000
2020-03-18Pending sale$379,900
2020-02-17Price change$379,900
2020-02-02Price change$389,900
2020-01-08Listed for sale$399,900
2016-05-27Sold$177,500
2016-03-19Price change$359,900
2016-03-16Price change$359,999
2016-03-05Price change$359,900
2016-02-05Price change$359,999
2016-01-09Price change$367,499
2015-11-14Price change$369,999
2015-10-08Price change$374,900
2015-09-05Price change$379,900
2015-08-12Price change$384,999
2015-01-15Price change$394,980
2014-12-10Price change$399,990
2014-09-26Price change$411,359
2014-08-19Listed for sale$348,359
2012-08-06Sold$306,821

For Sale by Agent

AgentKAREN HUDSON
BrokerageAC REALTY

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