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103 Alexandria Bay Rd, Theresa, NY, 13691

4beds
3baths
2,010sqft
$225,000
$112price/sqft
$1,814/moest. monthly cost
$72,560/yrincome needed

About This Home

Opportunity awaits. This property offers solid potential for investors, rehabbers, or buyers looking to build equity through renovations. The home requires repairs and updates throughout, including plumbing repairs to restore habitability, and is being sold in its current condition. With the right vision and improvements, this property could be transformed into a primary residence, rental, or investment opportunity. Conveniently located just a short drive from Fort Drum, Watertown, and the St. Lawrence River, the location offers easy access to local amenities while maintaining a rural setting. Bring your tools, ideas, and imagination to unlock this property’s potential. Cash or renovation financing is recommended. Property is being sold as-is. Call today for a showing!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Theresa Primary SchoolGrades PK-31.0 mi
7/10
8/10
Indian River High SchoolGrades 9-127.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2011

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Granite Counters,Bedroom on Main Level
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 2,010
  • Total interior livable area: 2,010 sqft

Property

Details

  • Parcel number: 2256010230790001001330
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 1.18 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 214 x 207

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$98$1,176
Property Taxes $247$2,964
Electricity $332$3,986
Total$1,814$21,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,194/yr
40% on housing$54,420/yr
45% on housing$48,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 13691$281
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13691$136
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-15Listing removed$350,000
2025-09-01Price change$350,000
2025-08-20Price change$370,000
2025-08-13Listed for sale$389,900
2011-11-30Sold$216,000

Unknown Listed By

AgentMichael Hall
BrokerageNorth Star Real Estate & Property Management

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