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34 Waterfall Dr, MARION, NC, 28752

2beds
2baths
1,641sqft
$530,000
$323price/sqft
$3,396/moest. monthly cost
$135,840/yrincome needed

About This Home

Have you been looking for a place that feels peaceful the second you pull in? Have you been dreaming of a log cabin that feels private without feeling isolated? This charming log cabin retreat offers the best of country living in a quiet, welcoming neighborhood. This beautifully maintained 2-bedroom, 2-bath home is filled with warmth, comfort, and rustic charm. Inside, you’ll find a beautifully kept kitchen, a spacious loft area, a dedicated laundry area, and a large walk-in closet for added convenience. Step outside and enjoy true cabin living with a stunning wrap-around deck complete with a relaxing hot tub — the perfect place to unwind after a long day and enjoy the peaceful surroundings. Both bedrooms offer direct porch access, bringing the beauty of the outdoors right to your doorstep and creating the cozy mountain retreat feel you’ve been searching for. The detached 3-car garage provides plenty of room for vehicles, hobbies, storage, or a workshop. Whether you’re sipping coffee on the porch, soaking in the hot tub, or simply enjoying the atmosphere, this home offers the perfect balance of privacy, comfort, and everyday functionality. Situated in a gated community with amenities including a clubhouse, playground, and basketball court, this property is conveniently located just 45 minutes from both Asheville and Hickory, North Carolina. Short-term rentals are permitted, making it an excellent investment or vacation home opportunity. If you’ve been searching for a home that feels like a getaway but works for everyday life, this log cabin is ready to welcome you home.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
10/10
McDowell Early CollegeGrades 9-127.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Crawl Space
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Mud Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Fireplace features: Propane
  • Finished area below ground: 0
  • Finished area above ground: 1,641

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,641
  • Total interior livable area: 1,641 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 160700405944
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Wrap Around
  • Has spa: Yes

Lot

  • Lot size: 1.09 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Hail
Landslide
Tornado

FEMA Declared Disasters in McDowell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$202$2,424
Property Taxes $315$3,780
Electricity $200$2,405
Total$3,396$40,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,434/yr
40% on housing$101,880/yr
45% on housing$90,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 28752$169
McDowell County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 28752$194
McDowell County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$530,000
2026-05-26Listed for sale$540,000
2025-07-09Sold$495,000
2025-05-20Listed for sale$505,000
2022-10-19Sold$465,000
2022-09-20Pending sale$465,000
2022-09-17Listed for sale$465,000
2019-05-15Sold$285,000
2019-03-30Pending sale$295,000
2019-03-17Listed for sale$295,000
2013-10-21Sold$25,000

For Sale by Agent

AgentKaitlyn Kelley
BrokerageRhonda Silver Real Estate Group LLC

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