See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

148 Rummel Rd, Ford City, PA, 16226

1beds
1baths
418sqft
$125,000
$299price/sqft
$1,076/moest. monthly cost
$43,040/yrincome needed

About This Home

Escape to your own private retreat! This charming cottage offers the perfect weekend getaway, or recreational escape. Located a short walk from the lake, public boat launch, and scenic park trails. Outdoor enthusiasts will appreciate easy access to fishing, boating, kayaking & hiking. The cozy one bed, one bath cottage provides a place to relax after a day of outdoors, while the spacious 2 lots offer endless possibilities. Whether you're looking for a hunting camp, vacation property, or a quiet place to unwind, this hidden gem is ready for it's next owner. Don't miss this opportunity to own your own slice of nature! SHOWINGS START - Monday 7/20/2026 Contact listing agents to schedule your tour!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Lenape Elementary SchoolGrades K-64.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Refrigerator,Stove

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 418
  • Total interior livable area: 418 sqft

Property

Details

  • Parcel number: 050001781

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Waterfront features: Water Access

Lot

  • Lot size: 0.86 Acres
  • Lot size dimensions: 0.86

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$79$948
Property Taxes $141$1,692
Electricity $224$2,692
Total$1,076$12,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,891/yr
40% on housing$32,280/yr
45% on housing$28,693/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 16226$91
Armstrong County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 16226$63
Armstrong County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$108,500
2026-07-20Listed for sale$125,000
2025-07-10Sold$48,500
2025-06-07Pending sale$49,999
2025-05-27Listed for sale$49,999

For Sale by Agent

AgentJennifer Murray
BrokerageRE/MAX SELECT REALTY

Similar Homes