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101 Saint Olaf Ave Unit 312, Northfield, MN, 55057

2beds
2baths
1,528sqft
$410,000
$268price/sqft
$3,098/moest. monthly cost
$123,920/yrincome needed

About This Home

Live the luxurious walkable lifestyle at The Crossing of Northfield, a wonderful place to call home. Situated at the northern gateway to historic downtown Northfield, this four-story 55-unit condo building includes many comforts such as underground parking, welcoming lobby, community and exercise room, multiple elevators, and more. Stroll across the street to the local treasure Brick Oven Bakery or meander to downtown shops and eateries. You’re steps away from all that Northfield has to offer, festivals, market fairs, and local celebrations - just stroll down to Bridge Square and engage in the activities. The condo unit has a majestic view of the Cannon River full of wildlife and natural beauty. Enjoy the luxuries of high quality appliances, flooring, built-ins and countertops, as well as generously-sized walk-in closets and storage space. Note this unit comes with 2 desirable parking spots.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

8/10
8/10
Northfield Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block,Brick,Concrete,Steel Siding

Type & Style

  • Home type: Condo
  • Property subType: (CC) High Rise (4+ Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Main Level,Other,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bathroom

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Bedroom2

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,528

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,528
  • Total interior livable area: 1,528 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 9x14

Laundry

  • Level: Main
  • Area: 15
  • Dimensions: 5x3

Living Room

  • Level: Main
  • Area: 322
  • Dimensions: 23x14

Storage

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Walk In Closet

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Property

Accessibility

  • Accessibility features: Doors 36"+,Accessible Elevator Installed,Hallways 42"+,No Stairs Internal

Details

  • Parcel number: 2231351039
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1528

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Assigned,Attached,Garage Door Opener,Heated Garage,Garage,Parking Lot,Shared Garage/Stall,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$273$3,276
Property Taxes $582$6,984
Electricity $170$2,050
Total$3,098$37,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,217/yr
40% on housing$92,940/yr
45% on housing$82,613/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 55057$212
Rice County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55057$184
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$410,000
2026-01-30Listed for sale$425,000
2026-01-01Listing removed$445,000
2025-08-01Listed for sale$445,000
2025-08-01Listing removed$445,000
2025-08-01Listed for sale$445,000
2025-04-07Pending sale$445,000
2025-03-25Price change$445,000
2024-11-28Listed for sale$459,000

For Sale by Agent

AgentJesse R. Steed
BrokerageEdina Realty, Inc.

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