500 Division St S #7, Northfield, MN, 55057
About This Home
Great place to be for downtown living! Walk to restaurants, stores and entertainment all year long. This one bedroom, one bath condo is this Light-filled and spacious loft in this Historic Holland Building. Extensive renovations in this beautiful space. Most every room has been remodeled to create perfect open spaces for living. Buiding was restored in 2000; taken down to the studs and rebuilt including all mechanicals. Short term and longer rentals are allowed. A wonderful place to be! If not cash, special financing is required. Seller lender does have a program that works for qualified buyers. Please reach out if interested.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Age Over 8 Years
Type & Style
- Home type: Condo
- Property subType: (CC) Low Rise (3- Levels)
Interior
Appliances
- Appliances included: Cooktop,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,In Unit,Washer Hookup
Basement
- Has basement: Yes
- Basement: None
Bathroom
- Level: Main
- Area: 80
- Dimensions: 8x10
Bedroom
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10x10
Features
- Finished area below ground: 0
- Finished area above ground: 874
Heating & Cooling
- Heating features: Boiler,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 874
- Total interior livable area: 874 sqft
Kitchen
- Level: Main
- Area: 96
- Dimensions: 8x12
Living Room
- Level: Main
- Area: 294
- Dimensions: 21x14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2206228007
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 651
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 609.84 sqft
- Lot size dimensions: 0
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Rice County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $369 | $4,428 |
| Electricity | $170 | $2,050 |
| Total | $2,255 | $27,060 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Price change | $299,900 |
| 2025-12-08 | Listed for sale | $304,900 |
| 2016-08-03 | Sold | $117,000 |
| 2016-06-27 | Pending sale | $125,000 |
| 2016-05-11 | Listed for sale | $125,000 |
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