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127 Wind Ridge Ln, Purvis, MS, 39475

2beds
2baths
2,120sqft
$289,900
$137price/sqft
$2,057/moest. monthly cost
$82,280/yrincome needed

About This Home

Welcome home to this beautiful 2-bedroom, 2-bathroom brick house nestled on 2 peaceful acres in the highly sought-after Oak Grove School District. This property offers the perfect mix of comfort, privacy, and convenience — ideal for a small family, retirees, or anyone looking to enjoy country living just minutes from town. Inside, you'll find a spacious open-concept living area, a bright kitchen with ample cabinet space, and a cozy, inviting atmosphere throughout. Both bedrooms are generously sized, with plenty of storage and natural light. Outside, the property offers a large private yard perfect for kids, pets, and mature trees that provide beauty and shade. The solid brick construction and well-maintained interior make this home truly move-in ready. Enjoy peaceful rural living while staying close to schools, shopping, and all that Oak Grove has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10
Oak Grove Middle SchoolGrades 6-82.5 mi
9/10
Oak Grove High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Ceiling Fan(s)
  • Window features: Thermopane Windows
  • Flooring: Concrete,Laminate

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Property

Details

  • Parcel number: 042204228000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 1.98 Acres
  • Features: Subdivision
  • Lot size dimensions: 1.98 Acres MOL

Parking

  • Parking features: None
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$243$2,916
Property Taxes $152$1,824
Electricity $197$2,365
Total$2,057$24,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,525/yr
40% on housing$61,710/yr
45% on housing$54,853/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 39475$146
Lamar County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 39475
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$299,900
2026-01-16Price change$319,000
2025-11-04Listed for sale$339,900

Pre-Foreclosure - For Sale by Agent

AgentAudreanna Wilson
BrokerageEpique Realty

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